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Your Online Guide » Traffic Violations » Accident Claims

[R359]Road Accident In India
by Dan Borlan, Dan
Almost every driver has gone through or at least witnessed a road accident in his/her lifetime. I know this is a sad thing, but it's the reality. So what makes the road vehicles the most dangerous means of transportation? Is it the human error? Is it something else? This article is meant to explain at least some of these questions.

Human error directly accounts for almost 60% of the road accidents and is indirectly involved in 90%. On the other hand, mechanical failures are responsible for 2-3% of the accidents and environmental factors for 4-5%. These are incriminating numbers, but what are the real facts that hide behind them? Are people that much to blame for all the accidents?

Well, the answer is yes and no. The truth is that driving, although at first glimpse doesn't seem so, involves a lot of concentration and there are many operations done by our brains in a short period of time.

Let's say you are driving on the highway. You are bombarded with many pieces of information that your brain needs to process, like the road ahead, other vehicles, pedestrians, road signs, etc. In the meantime, if you have you car stereo turned on, you have also auditory distractions such as the music you are listening, or the radio channel. If you add to that a cell phone conversation or thoughts that go through your head like the plans for that day, you have a recipe that often leads to a road accident.

Now, like it weren't enough, there can be also other external factors that add make those situations worse. Let's suppose that all these pieces of information need to be processed very fast ? that's when you are speeding. Or, there is a dense fog outside, which renders incomplete feedback from the outside environment. There is also the possibility that your brain is incapacitated by the use of alcohol.

I hope you are beginning to see the big picture here. That's why it's always recommended to drive in reasonable speed limits, not to drink before or while driving, and not to be tired. These are things that slow the brain down to a point where it can't react to the outside impulses anymore, not to mention your physical inability if a fast reflex is needed.

Although it's a thing that I wished no one had to go through, it happens. If this is the case, you should know that there is always the possibility of requesting a road accident claim. For those of you who don't already know, this is a compensation for the losses you suffered in that accident. You have to request it from the party that injured you.

Unfortunately, sometimes you can do everything right and still be involved in a road accident. This is the most unpleasant situation. You may be driving on a highway at a reasonable speed, focused on the road ahead, and the next second you may find yourself in an accident that wasn't your fault. If you are lucky enough, you may escape with nothing but minor scratches to your car, but the worst-case scenario could go well beyond that.

This money compensation for your losses is directly proportional with what you have lost. It can cover the damage done to your car, injuries you suffered, and even more. There are a few good companies that can help you with the claiming process at no cost. It isn't a short process, especially when the injuries are severe, but it's worth your while. Usually this process can go from a few weeks to a few months, time needed to gather up good evidence for a strong case that can prove you are not to blame for the accident.

The process starts with finding a good company that has a high rate of success. Then, the evidence is gathered up. It is better that you try to collect as much data from the place of the incident as possible, it can be very useful. In the meantime, you will have to go to a medic expert who will assess the extent of your injuries and the period of time in which the accident is going to affect you. This has to be done on a regular basis.

The quest of finding a good specialist is not that hard. There are many good companies that have very well trained attorneys who will gladly help you on a no win no fee basis only. Either a work accident or an automobile accident, you name it, it doesn't really matter as long as you are able to prove that the accident was entirely another party's fault. Still, there's a psychological factor that make accident victims who are entitled for a claim decide not to pursue the legal actions required. This is either because they are afraid of the repercussions at the workplace, or the simply try to avoid going to Court. The fact of the matter is that unless a very serious accident happened, your case will probably not have to go to Court.

So you are involved in an accident which, I must remind you, is not your fault. That's the most important condition that makes you eligible for compensation. So, what do you do? First of all, you have to tell yourself: OK, I have been injured; I must get some sort of compensation for that. After all, it is my life we are talking about. Don't think about what others would say. It's very easy for other people to judge when they are not in your shoes. You must be very motivated because it is probably going to be a process that will last for several weeks, if not months.

Finally, all the evidence is gathered up to make up a strong case. Usually, this doesn't go to Court, as an arrangement between the parties is made. The Court option is still available though, when the injuries you suffered are extreme and you want to get the biggest road accident compensation as possible. Never a desirable thing, a road accident can still happen, case in which you have to know your options!

How long can you glue your eyes to the road for a long journey? It can be boring... very boring. Tired, exhausted, shattered but still driving towards your destination. You always plan for a safe journey, but somethings don't always go according to plan. Your car breaks down or an accident occurs. Now this is more devastating on a motorway than on a normal street road and the last thing that will cross your mind is a road accident claim!

In the first instinct, you'll think how could it have happened or how stupid that other person was. You wish it didn't happen. Secondly, you're injured, and thirdly, it's going to take a couple of hours before your family finds out...

Anyway back to the scene, you're concerned about other lives involved in the accident. Whilst this is happening, people at the back of the traffic don't have a clue about what's happened 3 miles up.

The police, fire brigade and ambulance crew have just zoomed past them and now they know it's going to be a couple of hours wait. Windows go up, air conditioning is activated and the music plays...

Now this wasn't planned

Accidents happen in the thousands that we don't even know locally sometimes. But people are either seriously injured and are suffering. At the time they just want to recover peacefully. But that is not always the case. Once a claim management company hears about the accident, the who, what and where, they rush to investigate.

Then you'll hear all kind of crap, to get you to sign some papers for your injury, car and recovery. 95% of the time it's a blag (lie)! Then they'll either follow you to the hospital or find out where you live. But since the incident is in such tension, claim companies nagging at you, police breathalysing you and all the noise is giving you a headache... sorry, migraine. You just want peace and quiet.

A road accident is never the same

...therefore a road accident claim can never be the same. It's unique. But you can get companies saying the same thing to you as they did at the previous accident scene. We'll do this for you and this is what you'll get paid out.

Think about it...

If a person has received XXXX amount in compensation, does that really mean that you will get the same? I doubt it! It's a selling technique. That person might have been a female, twice as old as you, wears glasses, has a hearing aid and this list could go on...

Don't give in to these people, seek specialist advice first before signing anything, even to your insurance company. The insurance company looks after their pockets and claim management companies after theirs. It's your road accident claim, so think before you act!

Claims don't get settled over night or in a couple of weeks as some might say. 'We'll settle your case in 4 months'.Tempting, isn't it?

It takes time for the investigation to complete from your GP (for the extent of injuries), police (record of the accident, but not always compulsory) and the most time consumers, the insurance companies. The people who pay you!

Letters going backward and forth, take time but some panel of solicitors can mutually work together to speed up the process. Solicitors who specialise in accident cases and have excellent knowledge are able to pursue quickly in these matters.

You can make a road traffic accident compensation claim even if you are a passenger, cyclist or pedestrian. Make a wise choice and don't fall for 'tricks'!

Article Source : Accident Claims

About Author
Both Dan Borlan & Mohammad Latif are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Dan Borlan has sinced written about articles on various topics from Accident Claims, Injury Claims and Affiliate Programs. It's easy to proceed with a and gain maximum results without the hassle, costs and confusion. Discover how to finish 50% of your cl. Dan Borlan's top article generates over 6600 views. to your Favourites.

Mohammad Latif has sinced written about articles on various topics from Legal Matters, Injury Claims and Accident Compensation. . Mohammad Latif's top article generates over 18100 views. to your Favourites.
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