Becoming a victim of Internet fraud unfortunately is increasing in 2005 consumers spent more $65.1 billion. Everyday more and more people enjoy purchasing items online. The Internet National Fraud Centre Watch reported that the average loss to fraud victims for just the first six months of 2005 was $2,579.
This is compared to the $895 average for all of 2004. Complaints relating to general merchandise purchases (goods never received or misrepresented) accounted for 30% of Internet fraud complaints, and auction purchases (goods never received or misrepresented) topped the list at 44%.
There are many thousands of e-commerce websites which are reputable and have the necessary safety precautions in place, but it never hurts to always be on the look out, if you have decided to make an online purchase, just think about considering these easy steps:
1.Try and use only one credit card which has a very low credit limit attached to it, try not to use an ATM or debit card unless really necessary. 2.Be on your guard for unsolicited offers. The Internet National Fraud Information Centre Watch reported that email, as a method of contact by Internet fraudsters was up 22% in 2004. While the offer may be legitimate, fraudsters like to use this tactic to get round creditable sites that provide consumer protection for online purchases. 3.Use only legitimate e-commerce websites that give you there full address and even telephone number. 4.Check out the sites privacy policy. Some websites may reserve the right to sell/give your information to a third party. Check the document to see if you can "opt-out" of receiving special offers from third-party vendors or for permission to share any of your personal information. 5.Always make sure the website has a lock sign in the bottom right of your browser, don't give personal information out if the website does not start with https this is always a good sign to show that they are using a secure server 6.There are many third party sites like the Better Business Bureau or Verisign that help protect you when making a purchase, make sure the site is using these or something similar. 7.Always make sure the delivery times stated are reasonable around 7-10 days is a good average to work from. 8.Print out all necessary paperwork of the transaction you make and keep it somewhere safe. 9.Remember the old adage that if something sounds to good to be true, then it probably is, there are many get rich quick schemes out there that are just plain scams and full of false advertising 10. If your item never turns up and you get nowhere when trying to contact them by e-mail or phone contact your state's Department of Consumer Affairs for further help in the matter.
1. Obey the road rules if you can work out what they are 2. Maintain direction no matter what 3. Remember the shortest distance between two points is a straight line. 4. Expect the totally unexpected 5. Do not be surprised when a 10-metre boat slung on a pole between two motor cycles crosses the expressway in front of you. 6. Do not be surprised if, despite bird flu, a flock of ducks suddenly fills the entire the highway 7. Do not be surprised if a laden bus (or anything else) comes at you on the wrong side of an expressway. 8. Red traffic lights often seem to be only advisory 9. Do not stop immediately on a red light or someone behind will run into you 10. The man with the two full-size refrigerators on the back of his mortor cycle is NOT going to stop at a red light. 11. Traffic roundabouts are only a slight inconvenience to traffic 12. It's quite reasonable to go the wrong way up one-way streets 13. When doing something totally stupid like going the wrong way up a one-way street or into oncoming traffic, blast away on your horn 14. Ride with a finger pressed almost continuously on the horn since this is easier than obeying road rules 15. Just because you have four on the bike and are going the wrong way up a one-way street does not mean the police will stop you 16. Lights are not used during the day because they use too much electricity 17. Traffic lights can often be hidden behind trees or signs 18. ?No left turn? signs are usually inconspicuous and can be moved from time to time 19. Just because you are turning left and on the left side of the carriageway doesn't mean someone will not pass you on the left to go straight ahead 20. Just because someone is on the left side of the carriage-way in front of you does not mean they do not intend to suddenly turn right 21. Ditto if they are on the right side of the road 22. Just because there is a wall of motorbikes spanning both sides of the road facing you, don't think you are necessarily heading into a one-way street. 23. Just because there is a car bearing down on you on your side of the road doesn't mean he's on the correct side of the road 24. Crash helmets are for putting in the basket at the front of your bike 25. Remember most car drivers don't own a cars ? they own motorbikes and drive accordingly 26. Double ditto for bus drivers 27. If you are going to be hit by a car make sure it is not a government car 28. Avoid foreigners since most are riding Russian bikes and need to keep going or the engine cuts out 29. Avoid any drivers wearing a green hat as they are probably xe om drivers and thus feel they are right of way
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