The J.P. Chase and Company provides tons of options to the people at large, thus enabling them to properly manage their money matters. The same can be said about the Chase credit cards, which come with very lucrative and beneficial offers. One of them is the Chase Travel Plus Platinum Visa Card, which is truly beneficial for those who are frequent travelers.
The Various Aspects of the Credit Card
The introductory annual percentage rate of this card is 0 percent; this rate is applicable on balance transfers or new purchase for the first twelve months. Once the introductory period expires, the annual percentage rate increase to 14.24 percent. The variable annual percentage rates depend on the prime rate.
If you pay your balance full each month then you are sure to reap great benefits. If, however, you plan to carry balances, you will invite unnecessary finance charges (due to the ?Two Cycles Average Daily Balance? method used to calculate the finance charges).
The card charges no fees. You are not required to pay anything towards annual fee; there is nothing as participation fee, reload fee, application fee and/or inactive fee. The rewards for this card are in the form of miles.
The Credit Card Rewards
The Chase Travel Plus Platinum Visa Card is very apt for those who are interested in travel reward credit cards. If you are a credit savvy and credit worthy consumer, then this card is worth your needs.
The reward program for this credit card is very interesting. You will have to pay $29 to be inducted into the rewards program. There is the chance of earning one mile for every single dollar spent on the purchases. You can also use your accumulated miles towards hotel charges, car rentals, cruises and many more. The reward program enables you to save for 250 airlines.
The various platinum services of this card incorporate auto rental insurance, travel accident insurance, travel and emergency services and many more. You can also make transactions with your account from anywhere in the world through the Internet.
The other services of the platinum card include emergency card replacement, emergency cash replacement, lost and stolen card reporting and many more. The cardholders also get purchase protection and they will not be liable for unauthorized card transactions.
Therefore, if you love to travel, then you should start using the Chase Travel Plus Platinum Visa Card, which will enable you to save miles for your next vacation. Before you do so, go through the card limitations and restrictions.
Care to travel and earn mileage points while you’re at it? If that’s the case, then you should get yourself a United Mileage Plus Signature Visa card that lets you travel with ease and in style. For just $60 a year, cardholders are entitled to insurance for travel accidents worth $1,000,000, lost luggage ($3000), concierge services, reimbursements for delayed trips and emergency assistance. Additionally, with the United Mileage Plus Visa, you will also already be saving your way to a free ticket each time you charge to your card. This is possible as every dollar entitles you to one airline mile.
The United Mileage Plus Visa sets you off to a good start by awarding you 17,500 bonus miles upon activation. Some reviews of this card insist that you hold out for better offers that could reach well over 20,000 bonus miles. An extra 1000 miles can be obtained by signing up for the card online rather than over the phone. What’s more, with an approved application come a discount travel certificate worth $25 and a one-class upgrade on a 1000 mile free ticket, one-way.
Every year, cardholders have the potential to earn up to 60000 airline miles, even more for those who are members of the premier class. In fact, the miles remain valid if the card stays active for three years. Thus, if you are flying often on United Airlines you should get this card as soon as you can.
On the other hand, if you are not a frequent traveler and are always late with making payments, you are then better off with other credit cards. This is as the APR for purchases with this card runs on a variable rate with the regular figure at a whopping 17.74%. Finance charges are tabulated on an average daily balance while late payment fees are relatively higher than most cards. While it is common to find a $39 fee for a late payment of $1000 or more, this card charges you the same fee for $250.
Both Creditwisdom & Eric Wasselman are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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