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[P703]Process Of Making Bread
by Adriana N., Adr

Insurance is an important and necessary life investment. Insurance protects you against any unfortunate events that result in damage or loss. Making an insurance claim does not always mean that you will receive compensation for everything you claim. It is important to know what you are doing when you file a claim in order to receive compensation. Although insurance companies may have different requirements for filing claims, especially for different types of insurance policies, below is a list of general tips to filing a claim that will help with obtaining successful compensation.

Determine Whether You have a Valid Insurance Claim: It is important to read over your insurance policy to see what your coverage entails. Make sure you look at the ‘exclusion' section. You should also find out all of the requirements that you have to meet to be considered for compensation. Find out the amount of the deductible you have to pay. It is important to be aware that sometimes it will cost you less to make a repair or replacement than if you file a claim. If you have made several claims in the last few years, your insurance premiums could go up.

Contact your Insurance Provider: Contact your insurance provider shortly after the event happens. Provide your name, address, policy number, and the date and time of the event. You should also write a letter to them detailing what happened. Keep a copy of the letter. It is important that you do not delay filing your insurance claim. Most insurance providers have a toll free claim number.

Notify Appropriate Organizations: Contact any department that needs to make a report such as the police. Your insurance provider will need proof of what happened that caused you to file a claim. If you are in an accident, make sure you do not admit that you are at fault.

Gather Important information: Depending on the particular insurance claim you are filing, it is important to collect all relevant information. This can include: receipts, photographs or video of the scene of the event, an itemized list of what was lost, stolen, or destroyed, a list of witnesses, the names and badge numbers of police and emergency personnel, any expenses you sustained as a result of the event. …etc. You should write down any details as soon as possible after the event. Make sure your details are accurate and thorough. As well, make sure you get a copy of all police and medical reports.

Obtain Multiple Estimates: If you are filing a claim for damage, make sure you get three quotes of the estimate of the cost of repair. As well, check to see if the insurance provider has a list of accepted repair companies.

File the Insurance Claim: Once you have collected all of the important documents, submit your claim. Most policies have a deadline when submitting a claim so check your policy to find out your insurance provider's deadline.

An incident that causes a person to file an insurance claim can be very stressful. Knowing what to do prior to an event, will make the claims process much easier and faster.


The best way to pay your help is with a percentage of the tonnage you sell. And then too, once you have it all together, you'll want to go with a truck or trailer that allows you to haul a couple of tons of paper per load.

It's important that you make regular rounds, calling on the same houses regularly. After about six months of this, you'll be ready to open a local recycling depot.

This simply means taking the accumulation of paper out of your home or garden shed and moving it to a business location. Because of your advertising in the newspapers, and the sign on your truck or trailer, people will be calling you during the week to come and pick up paper they have ready for you. Also, your neighbours will very likely be dropping by with armloads of paper for you from time to time, as well. Specifically, these are the reasons you'll need storage space to store the paper in your garage or other storage area until you have enough to load up and take to the recycling plant.

One of the best locations for your recycling depot is an abandoned or closed down service station, or perhaps a vacant lot or even a corner of a large shopping center parking area. You'll need a scale (you can rent or lease one of these for a small amount), and a quick set-up tent or large truck. What you want to do is establish a location where people can come to you. They bring their newspapers; you weigh what they've brought and pay them a penny a pound for newspapers and two cents a pound for cardboard boxes. You can hire someone to man this center for you during the day, or perhaps only open between 4 and 6 o'clock in the after-noon. Advertise your hours, and be dependable, so that people can count on you.

To establish your location, you'll have to check with the owner or management, and agree not to interfere with their regular mode of business. If you do go to a shopping center parking lot, sell them on the idea that your recycling depot - clean and neat - will actually bring more people into the shopping center on a regular basis. The important thing always is to establish yourself in the best possible location for the least amount of money from your pocket.

Even though you have a collection depot, you'll still want to continue your week end collection rounds. But with a collection depot, you can hire other people to do the driving, knock on doors, make the collections and transfer their loads into the depot facility. If it's a big truck or trailer, you'll be selling ten to fifteen tons of paper when ever you make your trips to the recycling plant.

Another important thing you should think about doing is getting the whole community involved with you. Get them to thinking about recycling paper and selling it to you. Run some promotions; work for free publicity; and be conspicuous. Don't be embarrassed; everyone is aware of the need for recycling everything that can be recycled. And you'll be admired as someone with the ambition to make it happen.
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