Good credit is essential integrity. If you have a poor credit record, it tells people that you cannot be trusted to pay your bills. So, who is going to want to loan you money when you have a record of not paying it back? That would be like giving a horse some fresh hay and expecting him not to eat it. Merchants of any kind are not fools. Neither are bankers or loan officers.
Nope, if you expect to get wealthy by inventing something, writing something, reselling something or even providing a service, you'd better find a way to repair your credit. You've got to have cash in order to draw attention to yourself. If you don't have cash, you've GOT to have good credit and know how to use it correctly.
Sure, people like to take cash, but come on. How much cash do you have? If you're aspiring to be a legitimate business person and become wealthy, you are going to have to be able to borrow some money so that you can either start your business or expand your business in the future. Unless you are a street corner drug dealer, just waiting for the cops to bust you, it will be necessary for you to legitimately claim and provide proof of your personal integrity.
If you don't know what you're doing, credit repair can be a long, arduous and very frustrating task. Most people give up and throw their hands in the air. That means they'll have to spend the next seven years buying EVERYTHING with cash. No creditor will touch them. They can't buy furniture, cars, gas, or anything unless they pay cash for it. No credit cards will trust them, no merchant will trust them. Their honor and trustworthiness will be questioned everywhere they go. They'll have to rent a place to live. No chance of purchasing a house or an investment property.
If you think that seven years goes by quickly, think again. It's almost like a prison sentence when you have no credit. Very few people want to do business with you and you exist on cash only. You'd better hope your job holds out.
However, when you have clean credit you can buy a lot more, you can borrow a lot more and you can live a little better. Good credit is like having freedom as long as that good credit is not abused.
Abusing good credit is just like betraying a trusting friend or lover again (shame on you!). Don't do it!
With good credit you can borrow that money for the great idea you have. You can find a way to get out of the rat race and into your own business. You can travel or buy a new car. You can provide for your family and yourself.
Keep your credit clean. Hold on to your freedom. Don't abuse your privileges. Take the first step to creating great wealth.
Find true wealth and the freedom that accompanies it. Use your credit wisely and become wealthy beyond your dreams.
The Queens Own Rifles Museum is part of fulfilling the legacy of Sir Henry Pellatt who always had a dream of turning the castle into a military museum. A large poster on the 3rd floor recalls the significance that Casa Loma played in world history: Casa Loma played an important role in the development of sonar technology, when the British government relocated their sonar research to Canada during WWII and chose underground spaces at Casa Loma as the location for advancing this technology. This invention played a significant role in turning the tide of the war.
The third floor also features servants? rooms ? with surprisingly generous proportions. Sir Henry Pellatt employed about 40 servants, the majority of whom lived on premises. The Round Room, although appearing to have an elliptical shape, is completely round including windows and doors as it is housed in the Norman Tower. The Austin Room and the Pellatt Board Room are actually available for rent for private and corporate functions.
The second floor of Casa Loma houses Sir Henry and Lady Mary Pellatt's private living quarters. Sir Henry's Suite is the smaller of the two, and none of the furniture is original. In keeping with mysterious medieval traditions, he had a secret storage area to the left of the fireplace to store confidential documents. His bathroom is most impressive, clad all around in Pavenzo marble. Spray nozzles controlled by six porcelain taps completely surround the shower for a full-body shower experience, way ahead of its time. Sir Henry's love of modern conveniences also becomes evident in the more than 50 telephones that were installed all throughout the castle. The alcove in his bedroom actually held his electrical control centre from where he was able to control the entire building. Considering that Casa Loma was built almost 100 years ago, it is astounding to see all these leading-edge installations that would not be out of place in a high-end home in the 21st century.
Lady Pellatt's Suite is decorated in soft pink colours and has an entranceway to a large stone balcony and a beautiful sitting area. In her later years Lady Pellatt was confined to a wheelchair and spent most of her time in her spacious 3000 square foot suite. The Girl Guides Exhibit pays tribute to her important role in this organization which at the time was still in its infancy. Just across the hallway is a Guest Suite which is decorated in a Chinoisery style which complimented Sir Henry's collection of lacquered Oriental furnishings. On the way down to the first floor Lou pointed out the castle's original elevator to me: it is named ?Otis 1? and was Toronto's first elevator in a private home. It is still functional today.
We took the grand wooden staircase down to the main floor where Lou pointed out to me that the original staircase, complete with imported marble from Italy, is actually located somewhere at the bottom of the Atlantic as the transport vessel sank during the ocean voyage. To the left of the Great Hall is the Library which holds 10,000 books. Lou pointed out that the hardwood floor is the source of an optical illusion: when you look straight down, all the floor boards appear to be the same colour. But when you look away in the distance in one direction, one floor stripe appears light, the other one beside it dark. Then, when you face the other way, the same stripe now appears dark, while the one beside it appears light. The colours of the wooden planks just seem to magically switch.
The family logo ?Devant Si Je Puisse? is featured in an elaborate coat of arms on the ceiling of the Library. The Dining Room right next to the Library is lined with walnut ? no expense was spared for this castle. A few steps to the left is the Conservatory, for me the most visually stunning space in the entire castle and also Sir Henry and Lady Mary's favourite place in the entire building. The magnificent bronze and glass doors leading into the Conservatory were modeled after a set made in New York for an Italian villa and at the time cost $10,000 to make.
During our visit, the Conservatory was used as a backdrop for wedding photography, and indeed Casa Loma is one of the favourite places in Toronto for people to get married. Lou mentioned that it takes about two years to be able to book a date for a wedding, and a few years ago one lady booked her wedding date even though she did not even have a groom yet. But in the two years before her wedding at Casa Loma she managed to find her future husband. In the end her dream of a fairy-tale wedding in this stunning castle came true. The black and pink marble floor was imported from Italy while the marble facings on the flower beds are from a quarry in Bancroft, Ontario. The flower beds were heated with steam pipes to ensure the perfect soil temperature for exotic plants.
Our tour was slowly coming to an end: we saw a Serving Room that featured original furniture from Casa Loma. The stove in the nearby kitchen was big enough to cook an entire ox. The long hallway, named Peacock Alley, was designed to hold Sir Henry Pellatt's substantial art collection. Halfway down the hall is Sir Henry's study, which features two secret passageways: a secret staircase leads upstairs to the second floor and another hidden staircase takes you downstairs to the wine cellar whose ammonia and brine-filled pipes were designed to chill the 1800 bottle wine and champagne collection of Sir Henry.
To complete my tour I watched the ?Pellatt Newsreel? in the Billiard Room which recounts Sir Henry Pellatt's life story in a 22 minute docudrama narrated by famous Torontonian Colin Mochrie (of ?This Hour Has 22 Minutes? and ?Whose Line Is It Anyway?). The moving and still images together with the narration provided an excellent summary of the ups and downs of Sir Henry Pellatt's life, who was truly one of the most notable personalities in the history of Toronto.
The Gardens of Casa Loma are astoundingly beautiful and were renovated by the Garden Club of Toronto in 1989. Rare annuals and perennial plants, sculptures and a fountain adorn five and a half acres of well-kept grounds which offer some of the best vantage points to take in the magnificence of this structure. A beautiful terrace on the south side of the castle invites visitors to take a well-deserved rest after an indepth exploration of this heritage building.
Casa Loma is not only the second most important tourist attraction in Toronto, it also offers plenty of special and seasonal events for locals and travelers alike: summer events include Afternoon Tea events which include interesting lectures and a delightful afternoon tea buffet menu. Several Sunday Royal Brunches are offered which include a wide range of gourmet hot and cold foods as well as a sweet table and a free self-guided tour of the castle. The Casa Loma Kid's Club hosts such events as a Dragon Making Workshop as well as a Become a Knight event. At the end of October Casa Loma becomes a Haunted Mansion for Halloween; and the Middle Ages Come to Life Sundays provide reenactments of the medieval period. There is always something special going on at Casa Loma.
Both Arthor Pens & Susanne Pacher are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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Susanne Pacher has sinced written about articles on various topics from Travel and Leisure, Nova Scotia and Museum Guide. Susanne Pacher is the publisher of , a web portal for unconv. Susanne Pacher's top article generates over 18100 views. to your Favourites.