Bathing your baby: Your baby’s umbilical cord will fall off in about one to two weeks after they are born. Until it falls out, you should only give your baby sponge baths. You could dampen a cotton ball or cotton swab with alcohol to help dry the umbilical stump or simply follow your pediatrician’s directions. You can give him a bath in a sink or shallow tub after the stump falls off.
Caesarian delivery: A caesarian is usually performed to make delivery safer for you or your baby. C-sections can be done for many different reasons including stalled labor, complicated labor, problems with the baby that may make delivery difficult, or other problems. It does not matter if you deliver vaginally or by a caesarian section, you are still a mother with a beautiful new blessing.
Circumcision: A lot of doctors feel that there are many benefits to having your baby circumcised, but it may not be absolutely necessary. It may help to reduce the risk of urinary tract infections and eliminates just about any chance of penile cancer. Circumcision will not cause any long-term emotional problems for your child.
Crib death (SIDS): Many studies have been done regarding SIDS. Although the cause of SIDS has not been definitely defined, there are some correlations that have been made between SIDS and the following things: Female babies are less likely to die from SIDS than Male Babies The risk is greater with premature birth Minority children are more likely to be affected by SIDS than non-minority children are. More children of young, single mothers die of SIDS Smoking in the home greatly increases the risk of SIDS
Some people think that sleeping with your baby is okay and continue to let their babies sleep with them. The American Academy of Pediatrics disagrees with this and says that there is a greater risk of SIDS in babies who sleep with another person. Babies should sleep alone in a cradle or crib either next to or near an adult. You should never put pillows, blankets, stuffed animals or anything that might put your baby at risk in their bed.
Most pediatricians recommend that babies sleep on their back to decrease the risk of SIDS. The reason for this is widely debated between health experts. If you have concerns please talk to your pediatrician. There are no dumb questions when it comes to the health and safety of your child, so please don’t be afraid to ask for help.
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Bringing a baby into the world brings many responsibilities, one of which is the management of your finances. A baby and child will create many changes to your income and expenditures. By getting your finances in order early you can look forward to a bright future through parenthood where finances aren't a cause of stress or worry.
Consolidate & reduce existing debts - It's easy to accrue debts on credit cards, store cards and personal loans. Why not consolidate your existing debts into one place to reduce your monthly interest payments. You can consolidate debt from credit cards using a balance transfer offer such as 0% on balance transfers for 6 months. During these 6 months you should focus on reducing the debt as much as possible.
Make extra home loan repayments - If you have a home loan and are both currently employed you should use your dual incomes to make as many extra repayments on your home loan as you can manage before dropping to one income. Make sure your home loan has a free redraw facility so that you can pull any extra repayments back out at a later date should you need it. Even if you pull most of the money back out after you have the baby you will still of reduced your interest payments in the meantime and further reduced the principle balance.
Check your Health Insurance cover - Having a baby can rack up some big healthcare bills especially is there are any complications. If you don't have private health cover you should consider taking it out in advance of getting pregnant as many funds have a 12 month wait before they pay out for maternity expenses. If you already have health cover, check the policy and ensure maternity cover is included. If not, you may need to upgrade or shop around for another policy.
Protect your income - While an additional expense, it is seriously worth considering income and life insurance should the worse happen. The upbringing of a child create a large financial repsonsibility. You need to be confident that your home loan could be paid off and essential costs such as education and living costs covered in the event that an income is lost or something happens to one of you.
Save for the future ? Consider opening a savings account with a good interest rate to save for future costs such as education. Online only savings accounts often have higher interest rates and lower fees than tradtional banks. If you looking for bigger returns with a long term investment then you could look into managed funds or shares.
Think ahead - is your retirement plan working for you - Make sure you have your entire retirement plan in one place to avoid paying multiple account fees. Look for retirement plans with low fees and strong performance results. The thought of your children growing up may seem a long way ahead but you need to get your money working for you now to ensure a good financial position for yourself when they eventually flee the nest.
Try out living on just one income - It can be a shock moving from a dual income household to a single income household when you have a baby. To make things easier why not try and live off one income for a while before the baby is born. The other income can be put towards extra home loan repayments or reducing debt as suggested in the other tips.
Don't spend money when you don't have to - The great thing about having a baby is that friends and family are keen to help out. If you've have friends who have had babies before you why not see if they have toys, clothes or equipment that they don't need anymore. Ebay, online classifieds and your local newspaper are also excellent places to find baby goods second hand. To save money of expensive toys that your baby will soon grow bored of you can use local toy libraries for a small cost.
Babies can save you money as well! - While there may be no shortage of costs around bringing up a child, you'll probably notice you spend less money on entertainment such as going out to restaurants and bars, especially in the first years after having a child. They will provide you with plenty of 'entertainment' and keep you occupied day and night.
Both Earl W. Morris Morris & Richard Greenwood are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Earl W. Morris Morris has sinced written about articles on various topics from Golf Guide, Parenting and Teachers. Author: Earl Morris www.myspoiledbaby.com. Earl W. Morris Morris's top article generates over 880 views. to your Favourites.
Richard Greenwood has sinced written about articles on various topics from Debit Credit Card, Credit Card Offers and American Express Card. Richard Greenwood is the founder of finance and credit card comparison website . The website includes products for. Richard Greenwood's top article generates over 135000 views. to your Favourites.