With a variety of body shapes available in several trim levels, the Ford Focus costs from ?11,395 on-the-road for the three-door 1.4 Studio model, to ?19,200 for the 1.6 16-valve TDCi Titanium estate with Durashift CVT transmission.

The most basic Studio model standard equipment including electrically operated front windows and central locking, while its low car insurance rating in group 4E will have been aided by the array of safety features in and around the vehicle.

These include features such as Ford's Intelligent Protection System, including driver and front passenger airbags, side airbags and front seatbelt pyrotechnic pre-tensioners, while standard anti-lock braking with electronic brake force distribution will help to avoid accidents happening in the first place due to drivers locking up.

Additionally, the ISOFIX seat mounts allow drivers with young families to secure child seats much more easily in the back of the car.

Indeed, Ford manufacturers describe the car as the safest in its class, citing its five star Euro NCAP rating ? factors that are crucial in deciding a particular vehicle's motor insurance grouping.

Drivers looking for Ford car insurance may also find the standard security features of interest, such as immobilsers and central locking, which can be operated remotely in the LX models and above.

The Ghia model, which includes various luxury features, is fitted with a Thatcham category one volume sensing alarm, to ward off burglars and keep car insurance claims to an absolute minimum.

Except for the range of high-performance Ford ST models, the maximum motor insurance grouping for any car in the Ford Focus range is 10E, which is generally for the Ghia and Titanium range models.