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Reverse Mortgage:

This is a special type of loan available for oldies with home ownership. Unlike ordinary mortgages where the borrower gives monthly payments to lender, reverse mortgage involves offering tax-free monthly payments to borrowers from lenders for a limited period as per their home equity and there is not any loan repayment system until the borrower sells the property or departs.

It’s a special type of secured home loan that lets an elderly
Homeowner converts the equity in home into cash and the home owner is allowed to stay in home till his/her death or at the time home is sold. This service is available in UK, USA and several other countries.

Reverse Mortgage is also called “Equity Withdrawal" in UK and to qualify for this loan your must be at least 62 of age and must have paid all or most of your home mortgages.

Thus this special loan helps old borrowers getting easy tax free monthly cash retaining their home ownership.