The credit crisis is no longer just a subprime mortgage quagmire. It may be time to consider slashing your expenses, and possibly refinancing your mortgage.
The aim is to ascertain your present-day mortgage amortization chart cycle. An amortization chart will tell how much money(principle) is placed into your bank and how much money(interest) is exiting into the banks savings.
After your current leftover amortization chart balance is determined, we advise calling your bank to consider options on how to lessen your mortgage cost. Due to the present subprime crisis many banks are very receptive in working out a solution for you.
Regards,

David B Mc