The largest insurance company, with $1 trillion dollars in assets and 80 million clients and customers. AIG dominates the structured settlements annuities sector.

Question: Does this effect my structured settlement? Answer is No. Annuities and structured settlements are regulated by a State Insurance Commissioner. State Law states all annuities and structured settlements must have separate reserve accounts.

The bailout of AIG by the US Government has no effect on the annuity and/or structured settlements sector of their business.

The insurance laws guarantee that each and every annuity and/or structured settlement has a reserve set aside to cover all the obligations of that annuity and/or structured settlement.

AIG may not touch any money or assets from its life insurance sector in these reserve accounts.

The state of Texas (which oversees the AIG life insurance department that guarantees these annuities and/or settlements) supervises and monitors each of these reserve accounts.

Your structured settlement is safe and sound. The states not the feds are looking after your money.