If you do not have a computer, chances are you are not reading this on a computer. So I suggest you go out and purchase one. You don't have to go and get a $2,000 computer, you can find computers out on the market for several hundred dollars and they will last you a couple of years and will do the job. After you have purchased your computer, for an additional $15-$45 a month I suggest you get a DSL or Cable connection. If you happen to have a computer but you are still using dial-up, my suggestion is to give it up.

First, by using a broadband connection you can save hundreds of dollars. If you happen to have a dial-up connection, you are paying for your connection by the minute. Since broadband is much faster than dial-up every time you try to load up your pages you are wasting money.

You'll also save money making purchases online the more you use the internet. It may surprise you that many products are more expensive in department stores, boutiques, etc. than online, even considering shipping charges. You don't have to pay sales tax, even when making out of state purchases. This is because of the retailer not needing to pay many employees, or upkeep of a storefront. Which in turn, the overhead is lower, making the consumer cost lower as well.

Do not throw your money away talking on the telephone or sending letters to family and friends, when you can do it via email for free although it is less personal. It is a lot quicker and very practical.

You can also save banking online. Most banks charge lower fees, and offer incentives for using an account online. It's like when you purchase products online, the banks spend less on offices and tellers, and some of these profits are shared with you.

Auction or classified ads sites benefit many people. EBay and Craigslist for example allow you to sell what you may consider junk, but someone else considers treasure.

Voice over IP companies like Vonage or Skype offer much better rates than traditional phone companies. These technologies use the Internet to transport your voice around the world for a fraction of the cost.

Why pay for the newspaper to be delivered, when you can read any article from around the world for free.

Of coarse you could do all this with the dial-up connection you have, but why would you want to continually deal with the painfully slow connection, when for as little as $10 a month, you can easily make the upgrade to a high speed broadband connection? You'll easily earn back this money, and save quite a few dollars with the tips you've been given.