The truth is, you don't have to. That's because there is a safe, simple and flexible way to invest without losing a portion of your hard-earned savings to taxes: ISAs, or Individual Savings Accounts. An ISA is a tax-privileged savings account that's designed to effectively help you earn from your savings - which means that the whole amount you place in the savings account is subject to accumulate entirely tax-free interest. Investing your money in a cash ISA gives you the opportunity to save thousands of pounds a year without paying UK Income Tax on the interest you earn. And with the right ISA provider, you'll also benefit from a highly competitive rate of interest and the convenience of managing your account in person, by phone or online.

With the end of the tax year approaching, many people will begin to consider investing in ISAs. So what are top investment features to look for? It's important to keep in mind that the  on the market are those which are flexible, easily accessible and offer the most competitive tax-free variable interest rates.

If you're considering investing in an ISA, you'll find various financial institutions, like , which can provide a range of flexible and high interest ISA account options - from cash ISAs to ISA investments in stocks and shares. You can even gain access to a comprehensive investor's guide online, explaining ISA product options, associated interest rates and expected tax-free savings.

ISAs are a great way to build your savings without having to pay taxes on your earned interest; and you can take advantage of the highest tax-free rates available to optimise your earnings. Moreover, any taxpayer aged 16 or over is eligible to start an ISA account with as little as ?10 - so saving can begin early. 

The income you receive from working has already been taxed once. So why let yourself be taxed on the interest earned by the savings you manage to put away? Simply invest in an ISA, and start to benefit from the money you invest.