1. City of Panama, Panama

Panama City is a place that unites the metro experience along with warm winters and sandy beaches and you spend less and get more out of it.

Panama has high-quality transportation. Its mainly urbanized areas appear similar to Miami, with high-rise buildings, shopping center and malls and you get the following benefits

-free from bring in duty for new car every two years

-gorgeous discounts, for movie or concert tickets, sports and theatre events; train, bus & boat fares, hotel bills etc.

The climate, on the other hand, could be your worry since it is hotter in summer. Also if you don't speak Spanish language could be a problem because only some residents speak English.

2. The Island of Malta

Malta offers you the old city charm with its history and heritage. Every year the Montreal Theater, the second oldest theater in Europe - in the capital city of Malta holds theater opera or ballet.

Because Malta is an island, you may not get all the conveniences that you get in the cities in US. So you have to get adjusted with the ways of island living.

Anybody will love the gentle weather throughout the year and the low tax rate if 15% for the foreign residents and the discount in property tax

3. New Zealand

New Zealand is famous for its unrefined natural splendor and charming mountains.

It also has few of he best bargains in the real estate field. The average house price is $190.000 and you don't have to pay the capital gains tax.

The capital city of New Zealand, Auckland provides you metro life. Entertainment and shopping are available in cheap budget.

As the immigration policy of New Zealand is more favorable to the young immigrants, the retirees might find it difficult to be able to qualify for full resident status

Anyway you could easily spend half of the year in another country or in US. It is advantageous as the climate New Zealand is exactly opposite to that in US. The living cost is also affordable

4. Mexico

For a lot of Americans Mexico is a retreat sanctuary because it is near to US and at drivable distance. The cost of living is less in most parts of Mexico. You can spend less and get more out of it.

Mexico has prosperous history and culture. As a consequence of the Spanish colonization of Mexico, The Spanish culture is deep and deep-rooted here since more than 300 years.

It's also a foodstuff sanctuary with great diversity of food from its rich cultural background. Mexican cuisine is well-known for its powerful and diverse flavors, multicolored decoration, and diversity of herbs and spices.