With many investors awestruck over the last several years by the declining stock markets, many feel like they're out in the cold. Why didn't my broker get me out? Why didn't I get out? What did I miss? Was there a better place for my money? They want to know the truth, the whole truth, and nothing but the truth.

And when you think of investments, annuities are always one of the options. But what have you heard about annuities? Have you heard about your friend who put all of his money in annuities and actually made money during the 3 year decline? Or was your friend the one who bought the annuity he couldn't get out of without paying 25% surrender charges? Are annuities good or bad? Should you invest in annuities?

Well, I am here to tell you, you don't know the whole story. There are many things you haven't been told and I'm here to tell those things to you. I know this because I receive phone calls and e-mails from people all across the country sharing stories with me. And the fact that this is true, has literally caught the attention of many.

So you must learn the whole truth about your annuities or an annuity you may be interested in investing in. There are many sources out there but you have to evaluate what their intention is. If they are annuity sellers, you can count on the fact that you probably won't learn about the disadvantages of annuities.

So what does this mean to you? It means being able to play on a level playing field. It means knowing whether you've been told the truth and sold the truth or just another lie to get you to buy. You need help avoiding the mistakes that are being made every day due to investor ignorance.

So if you own an annuity or are thinking about an annuity, you must be vigilant about discovering the whole truth. You need to seek out the whole truth. It has been said that up to 90% of annuity sales are possibly unsuitable. I don't know if it's that high but I do know you certainly don't want to fall in that category. And in order to do that, you must seek the unbiased truth by doing your homework.

Remember, Ignorance is not bliss...