Nations have tested several kinds of economic systems.

Some nations glorified the individual instead of the

group, while others did the opposite. Also, the systems

were ranging between materialism and ethics. A few

centuries ago, the world witnessed many strangling,

economic crises that resulted in world wars.

The Islamic economy dominated over the world for more

than 1000 years without a lot of crises or severe wars,

and during this period the Islamic economy could

comprehend the problems of depression, inflation,

and unemployment, and history did not record any

disturbances during this march. This period was,

also, distinct with scientific developments and

advances in all fields.

I exploit this speech to call all scholars and

economists to study this science from an Islamic

economic perspective objectively and scientifically

without any bias to a sect, party or team. People

have the right facing their leaders to support them

to lead a happy life because they have one life to

lead and they can not compensate happy times.

I am going to do my best to spread this science to

all people because science is belonged by the

humanity as a whole.

Dr. Samer Mazhar Kantakji

School of Islamic Economic Chairman

Web: sie pebblehills edu

Email: sie pebblehills edu

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Pebble Hills University, Ogun State

Welcome to Pebble Hills University Lectures and

Information Center, Nigeria. The Center is the

officially approved Representative of Pebble Hills

University, Europe in Nigeria. The Lecture and

Tutorial Center is composed of an excellent team of

First Class Lecturers and Facilitators (Academics

and Professionals). Hence, you may enroll for the

programs of the University through the Information

Office in Nigeria but all admissions are done in

Europe. This implies that all admission documents,

students' Identity Cards, course materials and

Certificates come from our Main Campus in Europe.

Also, examinations, seminars, symposia, conferences,

etc are arranged and conducted from at the Main

Campus with the Information Officers here as facilitators.

Pebble Hills University was incorporated under the

Delaware Limited Liability Companies' Act, 6 Del.

C 18 - 101, et Seq. in Delaware, USA and is in

compliance with the Department of Consumer Affairs

(DCA) which is the major Agency for educational

policies and procedures of the Bureau of Private

Postsecondary and Vocational Education (BPPVE) for

the State of California and the respective universities

and colleges located within their jurisdiction. An

executed copy of our voluntary agreement letter is

on file with the state of California Department of

Consumer Affairs and verification of our voluntary

compliance is located at www bppve ca gov / forms_pubs / voluntaryagreelist pdf

The Somali Ministry of Education and the office of

Governmental Communications & Contracts has granted

an Educational Licensure to the Pebble Hills University,

which PHU can operate and teach in the Republic of

Somalia. The Somali Transitional Federal Government

has authorized to Pebble Hills University to fully

teach virtually, in traditional class room or request

for educational funds on behalf of the Somali

Transitional Federal Government.

The University is fully licensed and permitted, to

provide Educational programs, seminars, electronic

learning and similar, leading to the granting of

academic and professional degrees, by Hutt River

Province, Australasia.

Again, Pebble Hills University is fully accredited

by International Commission for Higher Education,

which is the professional quality control mechanism

for Colleges and Universities' standards across many

nations, Business Association and Society of Sales and

Marketing, UK. It is also a Member of the British

Learning Association, UK. Pebble Hills University

as an internationally accredited institution

operates in many countries through well-organized

and equipped Campuses including Nigeria, UK, USA,

Jamaica, South Africa, Morocco, Egypt, Somalia,

Taiwan, India, China, Lebanon, Malaysia, Hong Kong,

Singapore, France, Ghana, Pakistan, etc.

The coverage of the University's operations would

be better observed by considering the membership

of our Governing Council, which includes experienced

individuals from different countries on

www pebblehills edu / 72 htm

The University is an official Department of the

World Information Distributed University (WIDU).

WIDU is an entity included in the L'Academie

Europeenne d'lnformatisation (A.E.I), established

in Belgium under the Decree of the Belgian King

Albert II licensed by Moscow (Russian Federation)

to train and award scientific Degrees of Doctor of

Philosophy and Grand Doctor of Philosophy and approved

to act as a world base of educational programs and

to facilitate the development of expertise via

educational programs.

The PHU Lectures and InformationCenter in Nigeria

is presently being housed by the INTERNATIONAL

COLLEGE OF MANAGEMENT AND TECHNOLOGY, P. M. B. 0010,

Ayetoro-Yewa in OgunState pending the completion of

the arrangement to bring down full academic work into

the country which shall be finalized in due course.

We would like to offer you a very warm welcome to the

Center, and we hope that you will enjoy and benefit

from your experience here. You will, surely, have

many questions about the University, Erinpa City,

Ayetoro-Yewa, Ogun State and Nigeria. Some of these

questions will be answered here. For likely others,

please channel your questions to us. Do not feel

awkward about asking questions.

No one expects you to understand everything about

Pebble Hills University, Ayetoro-Yewa town or even

the Yoruba and Nigerian culture. Even if you are a

Yoruba person, you still need to know about life

in Ayetoro-Yewa and Ogun State in general. All these

will acclimatize you. You are here, in part, to find

out about those things. So please do not hesitate to

ask if you are not sure about anything that bothers

your mind whether academic or otherwise.

The information in this website is to the best of our

knowledge correct, though may not be necessarily complete

at the time of publishing it. However, it should be

appreciated that changes can, and in fact do, occur

particularly to courses, tuition fees and other charges.

We should be pleased to receive your comments on this

website and suggestions for information not included

but which you would have found useful.

For more information on the University, you may visit

the following links: www pebblehills edu

Prof. M. A. Omolaja

President, ICMT, and Regional Director,

Pebble Hills University,

International College of Management & Technology,

Erinpa City, P. M. B. 0010, Ayetoro-Yewa,

Ogun State, Nigeria

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AARM/ PHU External Degree programs Partnership

AARM (Association for the Advancement in

Relationship Marketing) started in early 1996

in Canada as a non- profit organization. We

now have over 5,000 Customer Relationship

Management (CRM) executive level members. We

are a worldwide recognized CRM association with

representatives in Vancouver, Seoul, Singapore,

Kuala Lumpur and parts of China. We started AARM

Asia Pacific in South Korea in early 2000, and

recently AARM Management Group USA. We also have

exclusive academic partnership with several

Universities in North America, Europe and Asia.

We have a mission of educating leaders for the

customer focus business and society.

Our programs are taught on a global cross cultural

platform, and make our graduates ready for the

new customized world. They are all taught by

professor and working people which have years

of real "hands-on" in-depth knowledge and

passion on their sleeves.

We are now happy to work together with Pebble

Hills University USA/Europe in providing the

following unique programs at all our locations.

Have a look at www.pebblehills.edu for details

in the areas of recognition and accreditation.

Our students are working mature adults ranging

from diploma students, degree students to over

5 years of working experience. We appreciate and

transfer credits for their years of working

experience and exposure in the real working world.

We need them to fill up our application form,

supported with a detailed resume. Pass it to us

for our academic board final approval before

starting on any of our programs.

Web: www pebblehills edu / 116 htm

Email: aarm @ pebblehills edu

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Pebble Hills University Lagos Campus Nigeria

We welcome you to Pebble Hills University Regional

campus Lagos, Nigeria. The Lagos campus has been

approved by Pebble Hills University, in Europe.

The regional campus comprises of excellent

professionals and academic that is ready to assist

you in every way possible. We request that you

enrol for your academic programmes through us.

Every students registered with us receives admission

pack that includes students identity cards, courses

materials and admission letter. On completion of

your study with us you shall receive certificate

from the Main campus in Europe.

The University was registered in the state of

Delaware and has fully complied with the Department

of Consumer Affairs educational policies and

procedures of the Bureau of Private Postsecondary

and Vocational Education, (BPPVE) for the State

of California and the respective universities

jurisdiction

www bppve ca gov / forms_pubs / voluntaryagreelist pdf

The Somali Ministry of Education and the office

of Governmental Communications & Contracts have

granted an Educational Licensure to the Pebble

Hills University, which PHU can operate and

teach in the Republic of Somalia. The Somali

Transitional Federal Government has authorized

to Pebble Hills University to fully teach

virtually, in traditional class room or request

for educational funds on behalf of the Somali

Transitional Federal Government.

It has equally received full accreditation from

the International Commission for Higher Education,

which is the professional quality control

mechanism for international universities and

educational institutions

Pebble Hills University's degree programmes has

received international recognition from leading

professional bodies around the world, some of

these include the Corporation of Executives and.

Administrators UK, The Chartered Institute of

Cost and Management Accountants. The University

also received full accreditation from the

International Professional Managers Association

IPMA.

Pebble Hills University's Regional Campus Lagos

is in association with Queen Victoria International

Management Centre with other centres at the

University of Benin in Benin-City Nigeria. Our

centres run fast-track academic programmes designed

for working professionals and candidates with

previous qualifications and experience

Our Centres approach to learning is unique

and grants exemptions to students with

professional and or academic experience. This

enables our students to complete their programmes

faster. Should you have need of our services

please contact us at nosa@pebblehills.edu.

Thank You.

Nosa Giwa-Osagie, FIMS, FSSM, FIPFM

Regional Director

Pebble Hills University

53 Western Avenue

2nd Floor

By Abalti Army Barracks

Surulere

Lagos

www pebblehills edu / 118 htm

nosa @ pebblehills edu