Don't go grabbing the first "great looking" offer that you come across. There are a number of questions you need to have answered before you sign up, and several more before you take delivery of the car.
Before signing up for anything you need to ask about:
* Check offline: Yes, rental companies still do business on the phone too. They may have a cancellation, or too many cars in one location, and will offer a special deal to move that excess stock, rather than have to transport the car to another depot.
* Local taxes/fees/charges: Many local authorities and airports levy rental car companies for access, use of facilities etc. Be sure these are included in your quote.
* Frequent Flyer points surcharge: Many car rental companies now add a surcharge to offset the costs of issuing frequent flyer points. Be sure these are included in your quote.
* Insurance: The cost of insurance waivers can vary greatly. Rental car agents' earn commission selling these add-ons, which can double your daily rate. Find out if your own car insurance covers you for rental cars as well. Some major credit cards will cover you if you charge the cost of the rental to their card. Find out what cover you already have, in advance.
Before you take delivery of the rental car:
* Check the car's condition thoroughly. Some unscrupulous companies will try to blame pre-existing scratches & dents on the first ?victim? they can find. If you have a digital camera or camcorder, then take a few "happy snaps" of any pre-existing damage to the car. Then you have photographic proof of the exact condition of the car when you first took delivery.
* Carefully check the terms of your car rental deal. Make sure you've got unlimited mileage if you're planning on a long trip. Some deals have a mileage allowance, after which you get charged a high dollar amount for the extra miles.
* Check the terms to see what time you have to return the car, and if you need to have the gas tank full or nearly empty. You don't want to give them a full tank, only to find out later you didn't have to.
Before you return the rental car:
* If you got the car dirty, clean it. If you don't the car rental company will add an extra cleaning charge onto your credit card.
If you follow these simple suggestions then your car rental experience should go smoothly, and need not include any nasty surprises at the end.
These days owning a motor vehicle like a car has become so easier that anyone even from not so good financial background and having a bad credit against his or her name has a car. This is mainly thanks to motor loans. In providing motor loans, lenders make it sure that all types of borrowers are covered and for that terms-conditions are kept flexible, making the loan availing all the more easier. Motor loans come under secured and unsecured options. Secured motor loans require the borrower to place any of his property like home as collateral with the lender. Collateral ensures a greater amount at lower interest rate to the borrower. The loan can be repaid conveniently in larger duration, making the loan a less burdensome affair for the borrower. Often deal papers of the car one intends to buy also are taken as security of motor loan. While the borrower can go on driving the car, lender returns the deal papers to the car owner after getting back the loaned amount. If you are a tenant, you can opt for unsecured motor loans that are risk free for the borrower as no collateral is required for taking the loan. But you should satisfy the lender through income and employment documents. Lenders are interested in seeing your present repaying capacity for approval of the loan. The interest rate on unsecured motor loans though is higher and smaller amount is approved for a shorter repaying duration. Do not worry about bad credit. Secured motor loans are approved despite bad credit as lender has reduced risks. But unsecured motor loans providers surely are apprehensive about bad credit and will approve the loan only after a convincing repayment plan is shown to them. They would ensure the borrower has enough surplus income for paying installments. The interest rate may even higher for the unsecured bad credit borrowers. Motor loans providers have showcased individual interest rates and conditions on their websites. Compare as many lenders as you can and see which lender suits you the most especially in terms of interest rate and apply online. Online lenders offer you host of advantages. They process your loan application without taking a fee and approval also comes fast. Certainly motor loans are an opportunity for owning a car or any vehicle. For avoiding debts and for improving credit score, pay off the loan installments in a regular manner.
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