One of the biggest growth sectors in holiday travel is that of luxury cruising. Up until a few years ago, most of us would have believed that cruising was an activity simply for the very rich but cruise companies have gone to great lengths to ensure that the experience is within reach of everybody these days with trips ranging from a 3 day long weekender to a 3 month cruise spanning multiple destinations.

Cruises can virtually be as short or as long as you want them to be and the only limitations as to where you can cruise to these days is simply limited by whether or not the destination is accessible by water so you'll find people heading off in the depths of winter to places like Alaska whilst, at the same time, others will be soaking up the sun in the likes of the Seychelles, Maldives or the Caribbean.

Cheap loans are a popular method of funding a cruise ‘experience of a lifetime and you can be assured that it's a unique way to spend a holiday. You don't need to worry that you'll be the ‘poor man's son' on a cruise trip. These days, cruises cater for people of all backgrounds and can be as formal or as informal as you want to make it. There's no separation of ‘classes' on board. Just one class and that's top class!

Some people worry that they'll get bored or claustrophobic simply sailing the seas but unless you've been on board a luxury cruise liner, you'll have no idea of what's on offer. Some of these magnificent vessels are like floating cities and it can often take you several days to discover all the different areas of the cruiser and the multitude of activities that are on offer, from sports to dancing and live entertainment, nightclubs, casinos, shopping malls, yes – shopping malls not just the odd gift shop.

The atmosphere is very relaxed and cordial and it's really easy to make friends as cruises are popular with young and old alike, singles and couples, honeymooners and families too. Living quarters can also often be more luxurious than even the best 5 star hotel you may have experienced so there really is something for everybody on board a cruise liner.

Depending on the type of cruise you choose, all food, drinks and entertainment is often ‘on the house' so you barely have to put your hand in your pocket.

And, contrary to popular belief, many cruisers today are so vast in size and have such stable mechanisms that seasickness is rarely a problem.

A luxury cruise is an experience that you will never forget. Even if you take out a cheap loan to fund it, it will be well worthwhile – a magnificent holiday where not only do you get the 5 star experience and treatment but where each port you stop at seems to come to you, making it an even more enriching adventure.