Car hire companies are required by law to ensure that vehicles on the road have insurance coverage for third party risk. This would cover the driver and the car rental company for the eventuality that damage is caused to other property or injury is caused to another person not connected with the car. This is normally built into the insurance cover provided by the car rental company and is not purchased separately by the customer.
The car rental company will normally, in addition, provide cover for damage to the rental car in the event of an accident. This is normally referred to as collision damage waiver. If the customer has an accident whilst in possession of the car, the car rental company's insurance will cover the cover the customer. However there is an exception.
Car rental companies generally speaking have an insurance excess with their collision damage waiver. The excess amount can vary depending on the car rental company and the car being hired, but generally speaking the average amount is likely to be about GBP 600.00. This means in effect, if the rental car is damaged, the customer will be expected to pay the cost of the damage repair up to a maximum of the excess amount.
On arrival at the rental location, car rental staff will normally make you aware their excess amount. You may find that you will be offered a damage waiver which reduces your liability in respect of the excess to a lower amount. The cost of this waiver can vary with the company and with the level you wish to reduce the excess to. For example you could reduce to GBP 200.00 or to zero.
If you decide not to purchase the waiver, and you are paying by credit card, the rental company will normally "authorise" for the amount of the excess and the rental cost. This means that the total amount is "frozen" on your credit card. When you return the car undamaged the excess amount is cancelled on your credit card and you are charged for the excess amount.
If the card is returned damaged, a member of staff will assess the cost of the damage repair and charge your card up to the maximum amount of the excess.
If you are paying by debit card you usually do not have a facility to "authorise" the excess amount on the card and the amount has to be deducted at time of collection and added back to the card at the end of the rental, Depending on your card company, there could be a delay in that money going back on to your card.
The UK is certainly one of the best places you can visit at any time of the year. It hosts a large amount of historical treasures, the people are peaceful and the economy is growing day by day. There are many places to visit within the UK that are simply a short drive away and can be accessed with a car hire vehicle. The UK has some of the best deals that you can find for car hire rates. The car hire companies carry luxury and standard model vehicles that will surely make an impact or impression on those you meet. Many of the fuel efficient models will allow you to get the most out of your fuel money and get you to more locations. Luxury models will give you that special feeling when you step out of the car and everyone looks at you. 99 Euros per week and 18 Euros a day are some of the lowest rates you will find in today's market. It beats calling a taxi or waiting on the bus even though the average price for a car hire is slightly more than 99 Euros a week. Getting around on a bus or train is just inefficient, especially if you have to keep switching carts. A car hire vehicle is well worth the price. The UK is full of many different attraction and distractions. Visiting the Royal Air Force Museum Cosford will allow you to see 70 different preserved aircraft from different time periods. Kids love Lego Land where they will be able to play with Lego blocks and let their imaginations run free for hours. Make sure to make good use of that car hire vehicle as there are thousands of attractions to visit. Car hire providers can be contacted through several ways. Two of the easiest ways are through a telephone directory or online. Getting your car online will have its advantages as it is simple and quick and many more cars will be available to schedule a pick up for. You can get some great prices with advanced booking for car hires. Other forms of transportation will take long times to get where you want to be. Car hire vehicles give the driver the freedom to choose how fast they go as well as when to leave. Many of the other transportation alternatives will leave you waiting and paying a higher price than you need to. Closing Comments The UK has many wonderful places to visit and get to know. The best transportation solution is to get a hire car to see what you want to see during your stay in the UK.
Both John Mck & Chris Channing are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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