In this article we will look at some of the mistakes that can be made and how you can avoid them.

There are so many tasks and details that it's easy to become lost in all the information you receive about the process.

Sometimes you don't realize a home buying mistake until you've made it. Here's a list of home buying mistakes that could be made by anyone, first time buyer or tenth time buyer.

Using the inspector recommended by your agent. Sure, it seems like your real estate agent only want to provide you with the help you need. That's why you hired him, isn't it?

Just because your real estate agent is helping in the home buying process doesn't mean you have to take his suggestions on the professionals to use in the process. In fact, it's probably best if you choose your own inspector.

You never know what kind of relationship the real estate agent has with the inspector and how that relationship impacts your purchase decision, which is why it's best to find your own. That way you don't have to second guess who is helping whom in the real estate transaction.

Listening to advice about what you can afford.

Don't be surprised to receive advice from your agent, your mortgage broker, and your lender about what you can afford to pay for your mortgage.

Just because these professionals have experience in working with borrowers doesn't mean they know your financial situation better than you.

This is why financial preparation is so important to home buying. You need to understand your budget and know how much you can afford to spend a mortgage.

Don't let anyone talk you into spending more than you are comfortable spending.

Opening or closing credit accounts. Either of these actions will have an affect on the all-mighty credit score, which is used by lenders to determine your credit risk.

If you make a change to a credit account it could change your credit score in a way that causes you to pay extra in interest, or even worse, be denied for the home buying loan.

Leave the credit cards alone, at least until you've been approved for the mortgage. Then you can open credit accounts at your discretion.

Not investigating the neighborhood. This is the place where you are going to be living for the next 15, 20, or even 30 years. Shouldn't you find out as much information as you can about it before ending the home buying process?

You should visit the area at different times of the day to get a feel for what goes on throughout the day.

Interview some of the neighbors on how they like the area and the direction they feel it's going.

You'll likely find out a ton of information your real estate agent couldn't give you because of fair housing laws.

Of course you want your home buying process to go as smoothly as possible. Some home buying mistakes might be unavoidable, but you should always take steps to prevent the big ones from occurring.