Five Most Common Retirement Myths What is so hard about retirement? Many people have asked themselves this question. Well, if it is so easy, then why are 41% of retirees five years out depressed and say retirement was the most difficult transition of their life? Now they are unhappy and tell us their life was better when they were working! You can avoid this fate. To learn how, you need to understand the difficulties associated...... Similar Editorial : by Denise O'Berry. | Source : Roth Ira Distribution
How To Improve Your Retirement Before you retired, remember how you dreamed about what your life would be like after you stopped working? All the places you would go? All the things you would do with all your new-found extra time? How wonderful life was going to be? How long ago was that?Now here you are, months or years later. Your life is not what you envisioned. You are not doing the things you thought you would do. ...... Similar Editorial : by Cathy Pareto. | Source : Roth Ira Distribution
Digital Photography With Nokia Camera Phones There's a hidden photographer in everyone. Most of us just need a camera and an opportunity. Camera phones give us the portable technology to make the most of any moment. Many cellular phones now come equipped with an advanced technology camera that can make you an instant digital photographer. Grabbing the hottest deal on the latest camera phone couldn't be easier with the many carriers and sales...... Similar Editorial : by Kevin Rockwell . | Source : Nokia Browser
Should You Write A Long-Copy Ad Or Keep It Short? Okay, you're ready to write the ad of a lifetime. The one that will pull like crazy and leave them begging for your product like Somalians for food. So, do you whet their appetite with a short and sweet ad? Or write a long-copy ad that's stuffed with information? Rules vs StudiesThe 80-20 rule says 80% of the people only read the headline (and maybe a caption, if you have one). But...... Similar Editorial : by Ewen Chia. | Source : American Copywriter
Budget Tips The latest economic growth report for the United States was not the positive beacon of light that most of us wanted to hear. Actually, the report indicated a slowdown. This is no surprise to most in the financial industry since the sluggish growth has been right at our front door for some time now. One of the biggest problems faced by the American consumer is how to manage their bills in a...... Similar Editorial : by Theodore Michaels. | Source : Money Transfer Account
How Financial Statements Can Be Erroneously Prepared The misuse or misunderstanding of the proper application of materiality can lead to manipulating reported income through "earnings management" techniques. This type of fraudulent financial reporting receives ample attention in the financial press. This is a subject relevant to the preparation and audit of all financial statements. SEC Staff Accounting Bulletin (SAB) no. 99, Materiality, helps...... Similar Editorial : by Elaine. | Source : Best Personal Finance
Guide To Running A Successful Business During good times, everybody makes money: well run businesses make a lot of money and poorly run businesses make some money. During more challenging economic times, well run businesses still make money, but poorly run businesses go under. Whether you call it a shakeout, Economic Darwinism or something else, we all know it happens. ??Something else happens, as well. When the economy rebounds, the...... Similar Editorial : by dwhonlinebiz. | Source : Commercial Business Loan
Controlling And Getting Rid Of Student Debt Most of the students nowadays fear debt (Education Guardian, 2006). However, debt is not necessarily a bad thing, if you can control it. Learning how to control it early on pays dividends for the rest of your life, as the likelihood is, you will owe some money to someone until retirement, be it a mortgage, loans or even leveraging a business. Simple corporate finance rule of thumb states that...... Similar Editorial : by Josh Neumann. | Source : College Loan Rates
Ensuring Effective Teamwork In Organization It has been becoming a common practice in organizations to produce high productive results through ensuring effective teamwork (Papers4you.com, 2006). Many experts have argued that teamwork is really an effective tool in organizations where work is highly interconnected and demands up to date information sharing. For that purpose, it is imperative to first build an effective team and second to...... Similar Editorial : by Livvie Matthews. | Source : Employees Right
The 8 Secrets To Ensure You Avoid Negligent Hiring Negligent hiring litigation is a growing problem! Screening company infocubic (2007) reveal that 30% of business failures are due to poor hiring practices (Department of Commerce), and 67% of job applicants and resumes in the U.S. contain misrepresentations (American Psychological Association). According to a national survey, American retail employees stole $10.4 billion in a one-year period ...... Similar Editorial : by C.carl. | Source : Employee Training And
Conducting Your Own Criminal Records Search Most public records nowadays can be acquired online. Criminal records are gratefully not an exception. It began with a relenting from State courts toward the online demands. Then as information has been anyway coming from county court records, county courts have decided to be the direct provider of information to the Web. Thus, the research is gathered within less than 2 weeks. This improvement...... Similar Editorial : by Richard Clark. | Source : Sacramento Hiring
Seven Secrets To Spotting Phony Resumes Phony resumes are dangerous for your health!A hospital in America recently was found negligent in hiring a kidney transplant coordinator who was unskilled in reading medical charts. As a result, a patient was given a transplant of a cancerous kidney, which resulted in his death. Only in America I hear you say, well perhaps not. Hughes and Jowitt (1996) reveal that over 37% of resumes are phony,...... Similar Editorial : by David Drake. | Source : Sacramento Hiring
Formatting A Career Change Resume The difference between the combination format and the chronological format is that the chronological format resume is very easy to follow. The hiring manager will typically start to read the chronological resume at the bottom of the work history or professional experience section (heading depends on your career level) and will continue reading his or her way up towards the top to trace your career...... Similar Editorial : by Marilyn J. Tellez, M.A.. | Source : Example Cover Letters
Can You Afford To Write Your Own Resume? The answer lies in what type of position they are targeting and their level of resume writing skills. Whether basic or complex, a resume must be attractive, focused, and interesting to read. Failing to achieve these objectives means failing to make a good first impression. Many things need to be taken into consideration in order to accomplish these goals. Here are five things to consider:1. You...... Similar Editorial : by Steve Dolan. | Source : Example Cover Letters
Take This Career And Shove It -- In The Right Direction! It is even more difficult when those around us do not understand our "crazy ideas" because they are too practical to make sacrifices for the sake of happiness. So what should you do to steer your career in the right direction without upsetting the family and draining your bank account? Here are a few suggestions to get you on the right career track to job fulfillment.Work for yourselfDon't quit...... Similar Editorial : by John Robertson. | Source : Human Resource Management
