Page 29, Michael Challiner

Group Critical Illness Insurance - The Cheaper Alternative To Keyman Insurance.
If managers find Keyman Insurance too expensive theres little excuse for not covering the biggest part of the risk with Group Critical Illness Insurance. Dont pay the price for apathy8221...
Source : Critical Illness Insurance Pg. 2

Buy To Let Mortgages. Boom Time Returns.
In an essentially demand and supply market, if the rental market in your area becomes oversupplied you could be hit by lengthy vacancies or be forced to reduce your rental prices...
Source : How To Handle Finances Pg. 483

Mortgages. Higher Lending Charges Are Outrageous.
Therefore, a house sold for between 249,996 and 249,999 will be rounded up to 250,000 and theyll charge you 3 Stamp Duty on the lot!Information correct as from the April Budget 2006...
Source : How To Handle Finances Pg. 483

Interest Only Mortgages – FSA Makes Move To Protect Homeowners
Of course, if you cant afford it, then you dont have to 8211 at least you have the choice. Just make sure, before signing up, that you can overpay without penalty...
Source : How To Handle Finances Pg. 486

Remortgaging – Is It Worth Being A Rate Tart?
If your lender does provide you with an improved quote, that should make the decision a lot easier...
Source : How To Handle Finances Pg. 486

Adverse Credit – Weve All Heard Of It, But What Does It Mean?
The financial consequences of getting behind could be both extensive, and expensive...
Source : Loans for Adverse Credit Pg. 6

Regulations Tighten On Interest Only Mortgages
There are plenty of mortgages available like this. Most allow the borrower to repay at least 10 of capital each year, penalty free, but please check the details before you sign up for the mortgage...
Source : How To Handle Finances Pg. 487

Payment Protection Insurance – Is It Worthwhile?
Also, its essential that you read the small print because you may just find that you wont be able to make a claim anyway...
Source : How To Handle Finances Pg. 487

The Offset Mortgage – Why Is It Growing In Popularity?
However, we think that if you have savings and pay interest at a higher rate, youll be onto a winner with the offset.Indicative figures correct as at 1105...
Source : How To Handle Finances Pg. 488

What Do The Terms APR, AER And EAR Mean?
More information - How Do I Know If I Should Switch Mortgages?...
Source : How To Handle Finances Pg. 489

Remortgaging – Is It Still Worthwhile?
More information - How Do I Know If I Should Switch Mortgages?...
Source : How To Handle Finances Pg. 489

Critical Illness Insurance – The Press Are Giving Insurers A Hard Time.
The problems we have highlighted are obviously contributing to a situation where almost everybody needs critical illness insurance, but fewer and fewer of us are taking it up. Source Munich Re....
Source : Critical Illness Insurance Pg. 3

Loan Cover – Watch Out For Payment Protection Sharks
After all your circumstances may change. Then check the policys exclusions to make sure that the insurance is valid for your personal circumstances...
Source : How To Handle Finances

Critical Illness Insurance Do You Really Need It? Or Is It A Waste Of Time?
Lets all hope that youre one of the majority who are happy never to claim.Its now time to concentrate on enjoying life...
Source : Critical Illness Insurance Pg. 3

Do You Have Pest Protection?
An on-line broker will make some enquiries for you to see which companies are vermin-conscious and compare whats on offer.Dont wait until the roof caves in!...
Source : Home Management Pg. 318

Authors; Michael Challiner