Criteria for loan application with Lien Moneylenders
(Personal Loan, Pay Day Loan, Medical Loan, Renovation Loan, Business Loan, Foreigner Loan)

Nationality	Age	Min Annual Gross Income
Singaporean / Permanent Resident	Above 21 years old	S$25,000
Foregner on S Pass / Employment Pass Holder	Above 21 years old	S$25,000

Personal Loan (Financing for all your needs)

Saving Difficult Situation. We provide Financial Assistance to your needs. Planning for a vacation or small purchases? Need help with medical bills, car break down or just when unplanned expenses come up and you don't have available funds. A personal loan is one of the easiest loans to apply, if you need urgent cash.

Eligibility for Loan

• Full time employment
• Age above 21 years old
• You must be a Singaporean or Permanent Resident
• Bankrupts Need Not Apply

Documents require for Loan Application:

• NRIC
• Latest Original Payslip
• CPF Statements
• Income Tax Statements
• Original PUB Bill or Handphone Bill stating your residential address

Payday Loan (Cash advance till next pay day)

A payday loan is a small, short-term loan that is intended to cover a borrower's expenses until the next payday. The loans are also sometimes referred to as cash advances.

Eligibility for Loan

• Full time employment
• Age above 21 years old
• You must be a Singaporean or Permanent Resident
• Bankrupts Need Not Apply

Documents require for Loan Application:

• NRIC
• Latest Original Payslip
• CPF Statements
• Income Tax Statements
• Original PUB Bill or Handphone Bill stating your residential address

Renovation Loan

Many homeowners sooner or later after purchasing their home end up wanting to do some home repairs or maybe even some installations that need to be done. One thing that these people find very difficult to accomplish is coming up with enough cash for the renovation. More often than not the homeowner's budget cannot cover all the expenses that come along with fixing up their home. A renovation loan comes in handy for such situation.

Eligibility for Loan

• Full time employment
• Age above 21 years old
• You must be a Singaporean or Permanent Resident
• Bankrupts Need Not Apply

Documents require for Loan Application:

• NRIC
• Latest Original Payslip
• CPF Statements
• Income Tax Statements
• Original PUB Bill or Handphone Bill stating your residential address
• Renovation cost estimate quotation

Bridging Loan (Short-Term Loan)

Bridging loan is a type of short-term loan typically taken out for a period of 2 weeks to 3 years. What is a bridging loan?

A bridge loan allows the buyer to take equity out of the current home and use it as down payment on the new residence, with the expectation that the current home will close within a short time frame and the bridge loan will be repaid. A bridging loan can be used by a business to ensure continued smooth operation during a time when for example one senior partner wishes to leave whilst another wishes to continue the business.

Eligibility for Loan

• Full time employment
• Age above 21 years old
• You must be a Singaporean or Permanent Resident
• Bankrupts Need Not Apply

Documents require for Loan Application:

• NRIC
• Latest Original Payslip
• CPF Statements
• Income Tax Statements
• Original PUB Bill or Handphone Bill stating your residential address

Foreigner Loan (Urgent cash for emergency use)

Bridging loan is a type of short-term loan typically taken out for a period of 2 weeks to 3 years. What is a bridging loan?

A bridge loan allows the buyer to take equity out of the current home and use it as down payment on the new residence, with the expectation that the current home will close within a short time frame and the bridge loan will be repaid. A bridging loan can be used by a business to ensure continued smooth operation during a time when for example one senior partner wishes to leave whilst another wishes to continue the business.

Eligibility for Loan

• Full time employment
• Age above 21 years old
• You must be a Singaporean or Permanent Resident
• Bankrupts Need Not Apply

Documents require for Loan Application:

• NRIC
• Latest Original Payslip
• CPF Statements
• Income Tax Statements
• Original PUB Bill or Handphone Bill stating your residential address

Business Loan (Funding for business capital)

We extend a helping hand to small and medium-sized local enterprises to upgrade, modernise and expand their operations. We are committed to help you act swiftly and efficiently so you can seize any opportunity that comes your way. So choose a suitable scheme to fund your daily business operations today, free up your cash-flow for new business opportunities or increase your working capital now.

Eligibility for Loan

• Sole-Proprietor, Partner or a Director of the business entity
• Age above 21 year

Documents require for Loan Application:

• Latest 3 Months Payslip or Notice of Assessment
• Appointment Letter from your Company
• Tenancy Agreement and ACRA print-out of the business entity
• Bank Statement of the company