A merchant account allows a business to accept credit cards, debit cards, gift cards and other forms of payment cards. This is also widely known as payment processing or credit card processing.



PayCents has achieved the highest level of compliance under the Payment

Card Industry Data Security Standard (PCI). PayCents adhere to the most stringent levels of fraud screening, ensuring that your customer's details remain secure throughout the transaction process.

PayCents provides one stop, one location, and one phone number for your e-commerce or merchant solutions.

Offering a wide range of services and tools to enhance your business and increase your revenue. Regardless of your business model, PayCents enable thousands of businesses to accept payments on the internet, by phone, fax or mail. Credit and debit cards, bank transfers and installments. In any language and most currencies. All through one merchant account, one payment processing system.

Merchant Solutions:

Merchants that operate at retail locations can now leverage the speed of the Internet to authorize credit card transactions in as little as three seconds! By combining the robust PayCents Payment Gateway with Internet Protocol (IP) enabled point-of-sale (POS) systems, you get an end-to-end solution that is far more efficient and reliable than dial-up systems.

IP-based POS systems offer several advantages:

?Faster Checkout Times - Improve customer satisfaction by speeding up checkout lines.

?Reduce Costs - Eliminate multiple dedicated telephone lines to reduce telecom expenses, while consolidating services costs for broadband.

?Increased Productivity - Simplify the integration of payment information into your enterprise applications.

?Stability and Reliability - The PayCents platform rivals those of the largest e-commerce, trading, and portal Web sites.

Mobile Payment Solutions:

Mobile point-of-sale (POS) solutions enable merchants to accept credit card payments where it is most convenient for their customers-in the aisle, outside the store or anyplace customers prefer to pay. Merchants with mobile sales teams or non-traditional storefronts can expand their business and increase revenue by accepting payments from customers anywhere, anytime.

Mobile POS systems are setting a new standard in convenience and are easy to implement. Merchants equipped with a compatible wireless PDA or Smartphone, and a card-swipe reader and printer, can connect to the Paycents Payment Gateway to submit, authorize and settle transactions quickly and securely.

Mobile POS systems offer several advantages:

?Customer Satisfaction - Improve your customers? experience by speeding up the checkout process.

?Flexibility - With mobile payments, your storefront literally goes anywhere you do.

?Stability and Reliability - The Paycents platform rivals those of the largest e-commerce, trading, and portal Web sites. Our system handles millions of transactions every month, and is continuously monitored for performance.

PayCents is a subsidiary of ACCUDAQ, an International Company with offices in Oklahoma City, Houston Texas and Nicaragua.