Floods can come with or without warning, and while you are powerless to stop them, you are not helpless. There are preventative measures that can be taken to protect against or lessen damage from flooding. This is a major reason your should really decide to purchase flood zone insurance too protect your home and its contents.



In case of floods, here are the most basic steps that you can do to minimize damage to your properties. You should pay attention to three of the most critical aspects of your house, and these are electricity, gas and water. First of all remember to turn off all the main switches and controls of these three in your house. For sure you know where these controls are ahead of time. Do not wait for the flood to come before you look for the controls.

Make sure you unplug all the electrical items in your house and if possible haul them on higher places, like the second storey of your house or the attic. If you live in a flood zone, you should already be aware of ideal things to cover your doors and windows like sandbags, metal sheeting and others. Make your safety your priority but if you still have time, you can move as much furniture and things to higher places.

You can also roll up carpets and rugs to avoid them getting sodden and destroying their texture. As much as possible keep everything dry above water. If your house is in a flood zone, you must have a sealed emergency bag containing personal items and valuables like important documents, personal records and other items with sentimental value to you which no amount of insurance claim could replace.

Before you are faced with a flood, you should install some basic flood defences. Look at stores in your area for things such as flood board and air brick covers, that can be installed ahead of time, and plastic skirting to go around your entire home exterior.

Once a flood has arrived, it is crucial that you begin to think of your safety first. If you have to evacuate, be cooperative with emergency services and try to do everything you can while there is still ample daylight. Floods have claimed many, many lived, and you do not want to be added to that list.

The biggest help is to prepare in advance. Check frequently for flood warnings in your area so that you will be ready to take action. Always try to have a flood emergency plan worked out with all members of your family so that you can take quick, effective action.

Your flood plan must include an escape route, a list of safe places to go, all belongings you will need to take with you, and any other safety concerns you may have. Tune in to your local radio or television stations for flood warnings. You may also telephone Floodline at 0845 988 1188 at any time to get more information.