Guide to Insurance

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Affordable Temporary Health Insurance

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Affordable health insurance in Tennessee can be obtained through Cover Tennessee, a volunteer health insurance in Tennessee which is not only affordable to the state, but is also affordable to participants of Cover Tennessee. Cover Tennessee is designed to provide affordable and obtainable health care coverage for Tennessee residents who are without health insurance because they can not afford to purchase a health plan, or because they can afford to purchase a health plan but are continually turned down for health coverage due to a pre-existing health condition or severe ill health.



States across America are struggling to help their residents find affordable health insurance. Some Americans can not afford health insurance at all, while some can afford health insurance but can not obtain it because it seems that all health insurance companies they consult deem them “uninsurable.” Tennessee recognizes that children and adults alike are in need of affordable health insurance as well as coverage for prescription medication; therefore Tennessee has developed Cover Tennessee, a program similar to other health insurance and health care programs developed by other states throughout America.

Cover Tennessee is actually comparable to a gigantic umbrella, housing the five different “parts” of the Cover Tennessee health insurance coverage: CoverTN, CoverKids, CoverRx, AccessTN, and ProjectDiabetes. Thanks to each of these Cover Tennessee components, uninsured individuals, including children, can obtain adequate and affordable health insurance in Tennessee as well as coverage for prescription medication. Also, school-aged children learn about healthy eating habits to prevent diabetes and obesity through ProjectDiabetes.

To find out more information about Cover Tennessee and its various health insurance coverage programs, visit Tennessee’s Department of Commerce and Insurance Web site or give them a call. You can also visit the official Cover Tennessee Web site at or call them at 866-CoverTN.

Everyone deserves affordable health insurance, and the Cover Tennessee program is working toward making it possible for Tennessee residents to obtain it.
Affordable Temporary Health Insurance
Seniors on Medicare are undoubtedly interested in an excellent way to get additional information about affordable health insurance in Ohio. The program is called OSHIIP (Ohio Senior Health Insurance Information Program), and it is designed to offer resources and services to Ohio seniors on Medicare.

OSHIIP, which was founded in 1992, is administered by the Ohio Department of Insurance and funded by both a federal grant and Ohio. Trained volunteers help people interested in or already receiving Medicare to better understand their Ohio health insurance not only by handing out publications and working information sites, but also by counseling Ohio residents about their options for affordable health insurance in Ohio. In the past 14 years, Ohio residents have saved over three million dollars on health insurance costs thanks to OSHIIP.

OSHIIP provides information about Medicare coverage for seniors, as well as those under the age of 65 with disabilities; health plans with Medicare, such as HMOs; supplemental insurance with Medicare; savings programs to use with Medicare; long-term care insurance and health care insurance when you're being taken care of at home; and health insurance for retirees.

This informational program about affordable health insurance in Ohio is also a member of several organizations, as well as being similar to a network of nationwide state-sponsored health insurance programs.

If you are one of the many Ohio residents on Medicare, or are a family member or friend of an Ohio resident on Medicare, check out OSHIIP. You will learn more about this affordable health insurance in Ohio, as well as how to continue saving money on the cost of health insurance in Ohio. Contact the Ohio Department of Insurance for more information about OSHIIP; or, if you live near an Ohio state health department, give them a call or drive down for a visit for informational pamphlets and brochures about OSHIIP as well as to set up an appointment with an OSHIIP volunteer.
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