Alliance & Leicester plc. is a major UK bank providing a vast range of options in Secured and personal loans and mortgages.



Secured loans from Alliance & Leicester provide flexibility of borrowing limits and borrowing terms to meet your financial needs. With this option you can consolidate your high interest expensive debts into a single loan with preferred rates and lower your monthly obligations.

Alliance & Leicester interest rates are very competitive amongst major UK lenders. A&L typical variable rate is 6.9% APR (rate is subject to change) for loans ranging between ?15,000 and ?100,000. On top of the competitive rates Alliance & Leicester has no set-up fees or charges to process your loan application. Alliance & Leicester takes the hustle out of the secure loans with no legal expenses to pay and you can count on its reputation, expertise, and commitment to help you get the best secured loan you deserve. There are three easy ways to apply to make the application process utmost convenient. You can apply online using their friendly and easy to website.

If you prefer to apply for a secure loan using a phone, a friendly representative will address your needs. You can also ask for Alliance & Leicester to call you back at a convenient for you time. As an insurance against unforeseen circumstances you can add an optional Secured Loan Protection to avoid repossession of your property or any other serious actions that banks can impose during difficult times. You can find out more about the loan protection and the potential savings with flexible secured loan options by visiting the website.

Whether you are in market for a new mortgage or renewing your existing mortgage, Alliance & Leicester once again has convenient options and competitive rates and repayment plans to make your home buying a pleasant experience. You can choose from a Capital and Interest repayment mortgage or Interest only and arrange for capital repayment at a more convenient time. You can even combine the two options to fit your individual needs. For those who prefer to lower the payments during the first years Alliance & Leicester provides another option called Discount mortgages. The rate of discount mortgages is set below the rate of the lender's Standard Variable Rate (SVR). This option provides an attractive solution to first time buyers to lower their payments for the first few years and take advantage of any interest rate cuts. For the full description of this type of financing and commitment obligation please visit Alliance & Leicester's website.

Other options offered by Alliance & Leicester are: Fixed rate, Cashback, Tracker, and Flexible mortgages. Fixed rate provides insurance against economic fluctuations of the interest rate for those who prefer stability and want to insure themselves with a guaranteed rate for the term of the mortgage. Cashback option can provide a lump cash sum at the completion of your mortgage. Sort of a bonus for doing business with Alliance & Leicester. If you prefer your mortgage to be linked to the Bank of England set rate, you can choose a Tracker mortgage option. For more flexibility on your payments, you can choose a Flexible mortgage type to allow for under and over payments. You can even take payment holidays!

Whatever your needs are Alliance & Leicester's knowledgeable advisers can help you choose the best option for your circumstances. With such variety of options and offerings, strong reputation, and competitive rates - Alliance & Leicester can be your one stop solutions for secured loans and mortgages.