Q: The Social Security Administration told me I do not need to get a lawyer, so why would I need one?



A: While it is true that having a Social Security attorney is not an absolute requirement for successfully filing a claim, it is still a good idea to work with one if possible. Because most Social Security Disability claims are denied when you apply for the first time, having a lawyer on your side does not make much difference on first application. It is later on that having one in your employ will come in handy.

After a claim is denied, you will generally need to file an appeal, where it will have a greater chance of success than in initial application. Your case will come up before an Administrative Law judge, who will determine whether or not your case supports receiving benefits. It is during this part of the process that working with an attorney is key. Working with a lawyer will not, of course, guarantee your approval; but it will substantially increase your chances.

Why is that? Because most people who apply for Social Security Disability are not well versed in the applications process and how best to ready their case for appeals. A social security attorney, on the other hand, knows how best to present your case in a hearing for the best chance of approval. Simply put, a SSD lawyer has the professional know how that you do not. He or she will work with you to assure that your claim has been properly prepared, supported, and researched before you ever lay eyes on a judge.

Q: Can I keep my job and work while applying for Social Security benefits?

A: In order to have a disability benefits claim approved, it must be proven that the potential recipient cannot do their past work, or a new form of work, and earn a gainful income. But this does not always mean that applicants cannot work while applying for social security benefits. It simply depends on how much work you do.

When you apply for SSD benefits, the Social Security Administration will ask you about any current employment. If you are currently working, the first thing the Social Security Administration will look at is your income. If you are making more than $830 a month (this number is for 2005 and is subject to change), your claim will automatically be denied. If your income is less than this monthly amount, however, your claim will allowed to go on to the next step.

Q: Are there any organizations out there that will help me to pay my rent and other bills while Im applying for social security benefits?

A: Unfortunately, the Social Security Disability applications process is a slow and painful one. If you find yourself in need of financial or medical assistance while you wait for your benefits to begin, there are several different organizations that may be able to help. Your local community may have help centers or other organizations set up to help SSD applicants. Other nationwide organizations, such as St. Vincent de Paul, offer emergency financial assistance and rent or mortgage assistance to those in need.