On offer from Norwich Union is a young drivers policy. The AA tell us that, as an example, a woman of 21, who pays a premium of 326, will find it reduced to 197 at 60, but by the time she reaches 80 the cost will be 460. Normal guarantees on repairs are three years, but they have reduced this to only 12 months. Direct Line, not to be outdone, has similar new products coming on to the market. Also they have a policy that lets family members build up no-claim discounts on each others cars, and offers a discount if all householders insure their cars with them. Where Tesco leads, others will swiftly follow in their search for new customers. Now, this is not the case when youre buying insurance policy online. Indeed there is now so much confusion regarding who offers what, that customers are losing their interest in such schemes. Development of the Web for the past decade drastically changed car insurance business. What is it thats so different about these new policies?. Their discount vouchers can be exchanged for goods, meals and at bars in all BAA UK airports. If this is correct then by 2050 nearly 40% of the driving population will be aged 60 or more and nearly a quarter of then will be over 70!. In fact, more people are choosing cheap car insurance online as their sole automobile insurance provider than ever before because of the ease in which it is accessible. And we thought Enron was the biggest business scandal ever!. The best advice we can give is to get online and find an insurance broker. Age Concern, a charity representing the elderly, argues against this, believing that fitness to drive should be based on skill, not age. It now appears these cards are falling out of favour. Tesco, Britain's leading automobile insurance provider, is one website that contains an awful lot of information that can help you come up with an online quote. Your no-claims discount will not be protected and if repairs are needed these can only be carried out by designated garages. It doesnt follow that this will give you the best deal, though, and its good to obtain a few alternative quotes from time to time. Claim costs rise with age and are 50% higher for a driver of over 80 than for one aged 60. Get ready for an avalanche of new style car insurance policies to hit the market. Check carefully before jumping in with one of these new policies, however, as the big insurers will normally let you cut your costs by opting out of some of these measures. On offer from Norwich Union is a young drivers policy. Therefore, if no significant point of difference is apparent, why is that product more deserving of the customers money than any other?. Normal guarantees on repairs are three years, but they have reduced this to only 12 months. Taking the opposite stance is Norwich Union who believes that other insurers will compete with simple, non-gimmicky, cover. You couldnt forget, the shop assistants were trained to trot out Have you got your (whatever) card. They offer various types of discounts, flexible payment options and much more. In the case of smaller retailer the charge is considerably more. You couldnt forget, the shop assistants were trained to trot out Have you got your (whatever) card. So, more competition in the marketplace and more competition to attract the viewer/reader to engage with the message, so whats the solution? We dont show many Clients this is a statement we have actually heard in the agency environment, (& didnt we all think that agencies were a service industry there to tell their Clients everything in their best interests!).