Golf has experienced a surge in popularity in recent years, so much so that the game--long and wrongly considered a less-than-physically-challenging sport--is inspiring yoga and Pilates workouts. Celebrity golfers, who often pay personal trainers big money to help them get in shape and help them stay physically fit--say there are some definite physical benefits associated with an outing on the links.
Experts say you can get the most out of a round of golf if you walk the course, the length of which can measure about 5 miles, depending on the course. Walking improves your cardiovascular health, builds endurance and allows you to burn a moderate amount of calories. If you carry your clubs, you can get an upper body workout as well. And hitting the ball actually can improve your hand-eye coordination, which can be useful in many other areas.
Many celebrities and professional athletes have begun playing to add another level of competition to their lives and to be able to spend more time together with their families, who are joining them on the course.
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Some players like Oakland Raiders cornerback Ray Buchanan love the sport so much that he and his wife, Sheree, built their dream home at Sugarloaf Country Club in Duluth, Ga., home of the PGA Tour's Bellsouth Classic. Their multimillion-dollar mansion overlooks the 9th hole, and Buchanan, a former Pro-Bowler, plays two to three times a week during the off-season.
"At first, I didn't like golf," says Buchanan, formerly of the Atlanta Falcons. "But after a while, it was like a virus--so contagious that I wanted to keep playing and learn more."
Sheree Buchanan, who starred as part of the "NFL wives" team in the Emmy-winning reality TV series The Amazing Race 4, just started playing golf a few months ago, in an effort to spend more time with her husband. She took up golf; he took up her favorite sport--tennis. She's just beginning to understand why her husband loves the game so much--the competition with yourself and a desire to always do better. Eventually, the couple hopes that their four children will grow to love the sport as much as they do.
"[Golf is] still brand new for me," Sheree says. "For us, it's fun. He teaches me, and as long as we don't have a lot of people [playing] behind us, it's OK."
Carolina Panthers wide receiver Muhsin Muhammad, who also owns an entertainment company and nonprofit foundation, says he started playing golf when he entered the NFL and "fell in love with it."
"Golf is something that is very relaxing for me," says Muhammad, who already is encouraging his 3-year-old son to play. "I think being able to play golf allows you to meet and associate with different people."
But it's not only professional athletes who enjoy time on the course. Actors such as Samuel L. Jackson and Will Smith, and singer Johnny Gill also love the game. Even celebrity couples make the rounds together.it comes to golf: "We wish we had started to play when we were kids."
Baby Don't Get Hooked On Me
When I was in the automotive industry I saw the extension of car loans going into 54, then 60, then 72 months and with the extension of the loan installments came the inevitable negative equity. In general the longer the term you finance for the more likely you are to find yourself "upside down". The motorcycle industry is no stranger to this as well and recently with the motorcycle finance companies offering loans that extend payments out as far as 72 months the problem is just getting worse. This is even more common with motorcycles that depreciate rapidly.
Just as with automotive loans when you extend the payments out over more than three years you begin to put yourself in a situation where your debt exceeds the value of your motorcycle. This is even more true if you do not put money down or even worse if you trade in a bike that you still owe on.
But how does this happen and what can be done to prevent it?
To begin with you need to look at the way the lender determines the interest. Some lenders use the rule of 78 in which you will be paying almost all interest at the beginning of the loan and then you have the other more preferable method of simple interest.
With an installment plan set up on a rule of 78 interest calculation you will be paying almost pure interest for the first couple of years and therefore will have virtually nothing in the way of equity. When you consider that statistically the average motorcycle owner trades bikes more often than every two years you can begin to see how this can be a problem.
The interest computation of choice is simple interest; as a matter of fact I personally would accept no other option. The way simple interest works is that it is calculated on the balance of the loan and if you keep the length of the loan at a reasonable time frame you will not run into the negative equity problem. If you extend the payments out over more than four years you will still get yourself in trouble just as you will if you skip payments.
If you have found yourself in a negative equity or upside down situation with your motorcycle don't feel like there is no way out. A lot of people just give up and allow their bike to be repossessed and sold off at auction which just exacerbates their problem, now you owe money on a bike that you don't have and can't ride!
To avoid being caught in the "upside down" predicament on your motorcycle always look for a lender that will give you a simple interest loan on your bike. Secondly, always put some money down upfront to reduce the payments and the terms. Finally, never finance your motorcycle purchase over more than three years.
Both Richard Bond & Gregg Hall are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Richard Bond has sinced written about articles on various topics from Backpain, Celebrities and Health. Carl is a pro golfer. Get discounts when buying golf equipment and purchase from cheap online stores:http://golftravelcase.blogspot.com. Richard Bond's top article generates over 22200 views. to your Favourites.
Gregg Hall has sinced written about articles on various topics from Lingerie, Desserts and Mortgage. Gregg Hall is a consultant for online and offline businesses and lives in Navarre Florida. Get reviews on at. Gregg Hall's top article generates over 3350000 views. to your Favourites.
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