No one wants to file bankruptcy, but sometimes it's only reasonable way to get past your mistakes and start over. Once you've made the decision to file bankruptcy, your first step is to find a reputable lawyer who understands your state's bankruptcy laws thoroughly (since they vary greatly from state to state), as well as federal laws regarding the entire bankruptcy procedure.
Not taking the time to find the right bankruptcy attorney can cost you even more in time and money in the long run, so consider more than price when choosing who will represent you. Be sure the attorney you choose can:
-Explain the entire bankruptcy procedure in detail.
-Willing to walk you through each step.
-Clearly outlines what fees he charges, and what services are included for those fees.
-Can handle every aspect of your bankruptcy.
-Clearly understands all federal, state and local bankruptcy laws.
-Has provided a list of references for you to contact.
Once you've chosen a few lawyers to interview, comprise a thorough list of questions for them to answer. Don't be shy. As them to explain anything that you don't understand, and always double check their answers later to determine if they do indeed understand the bankruptcy laws you'll be dealing with.
After making your final decision to hire one of the lawyers on your list, first ask them to make an evaluation to see if you really do need to file bankruptcy. Even if you have labored over your decision and feel that it's the right one to make, let your new lawyer have a look at your financial situation to determine if bankruptcy is indeed necessary. He or she may know have knowledge of little known laws that could help you stave off this final step.
Next, be sure your lawyer clearly outlines their fee schedule. Be sure you have a completed list of the services they will perform for the fees being charged and always ask about any "extras" that may be tacked on. For instance, many lawyers charge a set rate for a specific amount of time, but once a client's project goes over the allotted time, hefty additional fees may be charged.
Ask if there's anything you can do personally to help lower his service costs. It may be possible for you to gather all of the information needed, and simply let your attorney fill out any paperwork, and file the necessary documents, saving him manpower and you money.
Filing bankruptcy can be an overwhelming experience. Be sure to hire the right lawyer that will help alleviate your stress and make the process easier and not add to your burden.
Bankruptcy Lawyers In Ga
Web Resource #1:
Use Google Maps located in http://maps.google.com
Type the search phrase "cheap bankruptcy lawyers" in the search field. Add your city, state, and zip code to make the results more accurate. Click the "Search Maps" button or press "Enter" on your keyboard. Google will then give you a result of law firms that meets your search query. You will see a map with markers on it. Click any of the marker and you will see the actual address, web site address, and phone number. You can also do the above procedure using Yahoo! Local located in http://local.yahoo.com
Web Resource #2:
LexisNexis' Martindale-Hubbell Lawyer Network located in http://www.lawyers.com
This is LexisNexis' online version of Martindale-Hubbell comprehensive attorney directory. Use the "Lawyer Search" to find an attorney from over one million lawyers and law firms in their searchable database. Under the "Lawyer/Law Firm or Area of Law" input field type in 'bankruptcy'. Type your city under the "City" input field and select your state. Remember to change the country to "United States". Click the "GO" button and you should see your result of bankruptcy attorneys. If the results are too few, then you can widen your search criteria by removing the city on the search box. You can also use the adjacent towns close to you. Make sure that you select lawyers or law firms that handle consumer bankruptcy.
Web Resource #3:
Thomson Reuters' FindLaw located in http://lawyers.findlaw.com
This is the online version of West Legal Directory of attorneys. Use the "Search for a Lawyer" to search their online database. Under the "Legal Issue" input field type in 'bankruptcy'. Type in your city under the "Location" input box. Remember to include your state and zip code. It will make the query results more accurate. Press "Enter" or click the "Find lawyers" button. You will then be presented with a list of bankruptcy attorneys. If the list is too few, then you can widen your search criteria by removing the city on the search box. You can also use the adjacent cities close to you. Take note of the entries that have "offers free consultation" mark. They are the attorneys that you should prioritize on your list.
Some Warning on Choosing a Bankruptcy Lawyer
A lawyer can either represent the creditor or the debtor. Make sure the bankruptcy attorney that you are getting is a "pro consumer" and not a "pro creditor." Remember that bankruptcy is not an easy matter, you do not want your attorney to miss the complexeties and intricacies that could save you money and property in the long run. Never assume that free or cheapest is better. Experience always counts.
Both Matthew Hick & Roilee Mandeville are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.