As you approach retirement you probably want to start reducing your expenses. A good one to start with is your car insurance. AARP offers some great values for seniors. If you have a good driving record with no accidents or major traffic violations for five years, you qualify for AARP's First Accident Forgiveness program. They realize that stuff happens and we can all have a bad day. That does not mean that we instantly become bad drivers. Of course not, there is no point in penalizing us for years by raising our auto insurance rares because of one bad day. Not only that, but we can still get full auto insurance coverage with the AARP discount.

Have you ever heard of a ZERO DOLLAR auto insurance deductible? Your can have that also with AARP auto insurance along with the First Accident Forgiveness. To qualify, you just have to keep your driving record clean like you've already been doing. It starts with a $150 deductible deduction and as you continue to have a perfect driving record, it goes down by another $50 each year until it reaches $0. After all these years with a perfect driving record, AARP auto insurance wants to keep you around. You might say they are saying. "Thanks for all the great years, we appreciate having your as our client".

Now, suppose you are in an accident, but it is not your fault. If it is not your fault, AARP auto insurance will waive the deductible. To make it even better, they will reward you if you have the repairs done at one of their approved repair shops.

To get this fantastic insurance coverage you first need to be a member of AARP. This auto insurance is just one of the many benefits of AARP membership. AARP is not an insurance company so they have arranged for this special coverage with The Hartford Insurance Company. You know you are in good hands with both AARP and The Hartford standing behind you.

Insurance companies can be tricky sometimes. Some will only guarantee the rate you are paying for 6 months. But with the AARP policy your are protected for 12 months. Not only that, but you can continue to renew you policy as long as you can drive and pay the premium. They can't say your a too old as long as you have a valid license.

While it is nice that AARP auto insurance offers you a break due to your age, but that is not the only discount they have to offer. If you have more than one car on your policy you may be eligible for a multi car discount. Suppose you take a defensive driving class? You can also get discounts by completing such a course. If you are safety minded ad have air bags and anti-theft systems you will also be eligible for even greater savings. .

It is nice that AARP recognizes our experience and driving record as we get older. After a lifetime of good driving habits and a safe record, they offer us a good deal just when we need it the most. They know we are good drivers and want us as clients because we will continue our safe driving ways. It's a good deal for everyone. AARP gets safe drives for clients, and we get lower insurance premiums. Everyone wins.