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Cardholders are awarded points for shopping at all Borders outlets and it’s not just books we are referring to. Upon enrolling in the Borders rewards program, shoppers can amass two points for every dollar spent on purchasing gas, grocery or even dining. Plus, it gets even easier to collect points with Borders and Waldenbooks as every dollar spent in these stores earn you three points. In addition, card holders are also entitled for special privileges and discounts whenever they shop at these outlets.

Commencing from the first initial purchase that a card holder makes, shoppers will obtain an instant 1000 points on their Borders Rewards Card. With this, the card owner is given the opportunity to redeem a Gift Card from Borders worth $25 for every 2500 points accumulated. Otherwise, they can opt for cash, restaurant gift cards or travel rewards instead.

In addition, the card also provides up to $500,000 of travel accident insurance, emergency assistance and auto rental insurance coverage. Customers are also provided the facility to manage their accounts online, diminishing the need pay offline. For a card that offers $100,000 as its maximum credit limit and $5000 for a minimum limit for $0 annual fees a year, customers are really truly pampered with the Borders Rewards Card. Nevertheless, this is not a card for those who are in the habit of snow-balling their credit card balances. For one thing, the APR for this Borders Rewards Card is based on a two-cycle average daily balance system, which averages out the balance between two months before calculating the interest charges. In short, users who tend to have outstanding balances may find them paying more for this card than they would for other credit cards.

Best Travel Rewards Card

What Are the Perks for This Credit Card?

First and foremost, having a student credit card is quite helpful for college students, eliminating the need run to the cash machine all the time to withdraw funds for going out, shopping, grabbing a pizza, or whatever the need is. Backed by the MasterCard brand, this Chase student card is good practically anywhere in the world.

Besides offering the simple ability to make purchases even more convenient whether shopping online or off, the Chase Student Flexible Rewards Card offers a competitive rewards program. By using this card for all purchases, even when paying the balance in full at the end of every month, points towards merchandise and gift cards rack up quickly.

Also worth considering is the fact this student credit card charges no annual fee. This might not seem like a big deal, but many other student credit cards do charge a yearly fee just for the privilege of using it. Anytime the fee can be avoided, all the better, right?

Is the Interest Rate Reasonable on this Card?

For being a student credit card, the Chase Student Flexible Rewards Card has a very reasonable and fair interest rate. Many of the credit cards in this category charge an extremely punitive interest rate, essentially taking advantage of college students. This one doesn't. Of course, by paying off any balance in full at the end of the month, interest charges will be avoided all together.

Already paying high interest on another credit card? If so, this Chase card boasts a six month interest free period for transferring your balance and skipping on the extra costs. This six month period is not necessarily the best in the business, but it is indeed acceptable for a student card when compared to the nine to twelve months interest free on balance transfers deal most frequently offered these days to even the most qualified customers with perfect credit.

How Does the Chase Student Flexible Rewards Card Stand Up to the Competition?

Overall, the Chase Student Flexible Rewards Card runs right along with the pack when it comes to the choices of student credit cards available today. The rewards exceed many of the others and the annual fee is nonexistent, so that ranks well too. The interest rate is fair for the territory. A grace period of twenty days could be a bit longer, but use the card responsibly and keep up with paying the bills on time and that shouldn't cause any problems.

So, What's the Overall Recommendation for This Credit Card?

The Chase Student Flexible Rewards Card is definitely worthy of recommendation. For the average college student, it's a very viable choice.

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Both Eric Wasselman & Scott Stadler are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Eric Wasselman has sinced written about articles on various topics from Airline Credit Cards, Visa Credit Cards and Credit Cards. For more information or to apply for the Borders Rewards Card, Eric Wasselman recommends Find Credit Cards. See

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