Federal Reserve Chairman Ben Bernanke recently told bankers that more than 1.5 million subprime mortgages are due to reset soon, saying, ?The situation calls for a vigorous response.? In addition to the much-publicized effect this has on American families, banks are facing a daunting amount of potential liability, even if only a fraction of these loans default. Citibank alone is potentially on the hook for nearly $90 billion. BGS3, LLC (also referred to as ?the Company?), is a wholly owned subsidiary of BiggerGains, LLC, and provides a comprehensive short sale system and a fully-tested business model that proactively answers the call for a ?vigorous response?. BGS3 makes the complex short sale process easy and efficient for agents, banks, homebuyers, and homeowners, while it simultaneously draws all parties together into a proprietary-paperless environment. BGS3 provides all the expert training needed for professionals, including an entire online library of instruction modules. These experts are then equipped to find individuals affected by foreclosure, coordinate all the people and entities involved, and efficiently implement the short sale solution. Realtors who sign up for BGS3's services also receive hundreds of exclusive, non-public, and highly targeted short sale leads to facilitate this process and generate substantially increased closings. Homeowners across the country give their information to BGS3 through a variety of websites that offer them help. Through leveraging these leads, in conjunction with the Company's finely tuned marketing letter, a realtor can expect a 5%-10% response rate from homeowners, whereas the typical response rate for direct mail is generally 1%.



On July 31, 2008, Freddie Mac, the second largest mortgage investor in the U.S., announced that it will now pay $2,200 to servicers for each short sale facilitated on mortgages it owns or backs. This financial incentive offered for short sales is 300% more than the amount offered for any other foreclosure workout solution. Ingrid Beckles, Freddie Mac Vice President of Servicing and Asset Management, stated, "We are taking these steps because we want to reinforce the tremendous importance of workouts and reward their use. Giving our servicers?greater compensation to help troubled borrowers is fundamental'to minimize foreclosures." BGS3 offers a unique-customized technology hub through which all necessary parties to a short sale are now able to communicate effectively and fulfill the process to closing, thereby preventing foreclosure. The Company's portal provides all necessary paperwork in one convenient, online location, thereby ridding the process of time consuming elements. From start to finish, BGS3 streamlines the short sale process through its consolidated and efficient system that is propped up by its comprehensive technology.

The short sale process is very complex, and because of BGS3's online-paperless system, the Company can process more files than any other company. There are myriad companies with websites that advertise short sale leads or tutorials, but none have the all-in-one system that makes a unique entity in this important market.

The Company provides all marketing, training, and support for the process of these short sales. Every person in this system benefits without causing a direct detriment to any other party. The homeowner is saved from foreclosure, the banks significantly mitigate their losses, the Realtor earns a commission, the economy gains from the sale, and the housing market improves by getting rid of surplus inventory. Most importantly, BGS3's unique system has been meticulously designed to offer all services totally free for the distressed homeowner, even when the Company successfully saves them. All BGS3's fees are paid by Realtors, banks, and homebuyers. This alone immeasurably sets BGS3 apart from any competitors and breeds credibility with homeowners, media sources, and the general public.

promotes its system offering to real estate professionals through the comprehensive use of several techniques such as search engine optimization, targeted marketing and advertising campaigns, pertinent conference participation, direct sales calls, and utilization of its web presence.

The National Association of Realtors represents more than 1.3 million members in the residential and commercial real estate industries. The U.S. Bureau of Labor Statistics reports 564,000 jobs are held by real estate agents and brokers, with real estate sales agents accounting for 77% of the total. In June 2008, real estate foreclosures increased 53% year-over-year, with 252,000 properties ? one in 501 U.S. households ? entering a stage of foreclosure. Bank seizures rose 171%.

?The foreclosure problem is getting worse,? says Mark Zandi of Moody's Economy.com, ?and will stay with us well into the next decade.? By the end of 2008, there will be 1 million bank-owned properties in the U.S. When the mortgage crisis begins to abate and short sale demand decreases, the Company will be able to maintain revenue as it is strategically sustaining business with a percentage of the market that is low enough to be below the fluctuation marks. Additionally, to further stabilize BGS3's long-term strategy and to enhance their all-in-one system offering, the Company will also operate a national mortgage company and a national title company.

BSG3 and its revolutionary system is owned by Jeremy Bowman, Kenn Lewis, Jonathan Bowman, and Woods Davis. The owners are supported by Charles Cease, who serves as the Company's COO. All management members are competent in their chosen fields, and possess the qualifications needed to successfully run and operate this business. For more information on the management team, please see their bio's.