The American Express card company is one of the most reputed financial service organizations functioning worldwide. Founded in 1850, the credit cards of this company have become synonymous with excellent customer service, immediate purchasing power and amazing benefits to its cardholders. Jet Blue from American Express is one such card and is travel based.
The Main Features of Jet Blue from American Express
The Jet Blue from American Express is ideal for those with good credit and who fly regularly with Jet Blue Airlines thereby taking advantage of the excellent rewards program. The introductory APR for this card is 3.99%, which continues for a period of for six months and applies to purchases and balance transfers submitted with the application. Thereafter, you are introduced to a regular APR, which standing at 18.24%, is above average.
There is also an annual fee of $40, which, however, is much less compared to other airline reward cards from Amex. There is no spending limit on this card. There is a system of rewards in the form of award points for every dollar spent using this card, which can be redeemed for shopping, travel and entertainment.
The Reward Points
The points program for the JetBlue card is that for every dollar spent using the card, cardholders receive 1 Awards Dollar. Two Award Dollars are earned for each dollar spent on JetBlue flights, restaurants, movie theaters, gym memberships, event tickets and golf course fees. Cardholders earn $ 5000 bonus dollars when they make their first purchase with the card.
For every 200 Award Dollars accumulated, cardholders receive 1 trueBlue point and for every 100-trueBlue points, cardholders receive 1 Award Flight. In mathematical terms, this means $200 (real dollars) spent on the card gives you 1 trueBlue point and $20000 spent on the card gives1 Awards Flight.
Using the Card or flying JetBlue will extend the life of your points to a full year. There is no limit to the amount of Award Dollars that can be earned but TrueBlue award-points expire 1 year after they are issued.
Redeeming The Award Points
Points can be redeemed against rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. Members can also transfer points to 11 frequent flyer programs ? in most programs you get 1 point for 1 airline mile. Points can also be redeemed for rewards from over 50 of the finest names in shopping and entertainment, including Banana Republic, Saks Fifth Avenue, COACH?, DellTM Computer, Callaway? Golf, and The Sharper Image?.
Who the Card Is Ideal For
Jet Blue from American Express is good for someone who can afford to pay in full after the introductory period expires and will spend at least $20000 on the card and uses JetBlue services frequently. Awards dollars never expire, but points and rewards expire after 1 year. That is what makes it so important to use JetBlue at least once a year. This card is not meant for someone who will need to make large purchases and carry a balance.
Other Benefits
You can receive up to $100 annually if you book your trip with American Express Travel. The purchase protection plan protects purchases made with this card up to 90 days. There is online fraud protection guarantee. While using the card online for shopping, you will not have to pay for unauthorized charges. Also various Internet account related services, auto rental insurance, emergency card replacement, medical and legal referral services and up to $100000 in travel accident insurance are provided for by the Jet Blue from American Express.
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American Express?? Blue is a good basic card if you are one of those ?V keen on a reward program and are in search of good rates. Blue can be your ultimate credit card provided you have an established credit history.
Blue??s Fee-Free Rewards Program
Going straight to the enticing reward program of Blue from American Express, you will have the following benefits:
?XBlue??s rewards are fee-free and you will be able to access the rewards program without any additional fee.
?XJust by using your card at the places you would like to shop, Blue??s fee-free Rewards Program earns you points on irresistible retail, travel and entertainment. Virtually for every dollar you charge with Blue, you gain a point for your money.
?XThe rewards program by Blue is undoubtedly one of the best programs offered in the credit card industry, as it gives you an assortment of rewards, devoid of yearly limit or expiration policy for your earned points.
Attractive Features
As with most of the American Express cards, Blue has some substantial features, which you would prefer to be acquainted with; these are:
?XBlue has no frills usually accompanying other cards. It carries no annual fee. Additionally, it has an extremely competitive introductory APR of 0% for upto 15 months and you always have the option of paying in full or over time.
?XAs you qualify for the lowest rate offered by the program, you can enjoy the concessions and other add-ons available with American Express cards. (For those of you who qualify, Blue provides a great opportunity to go for large purchases, which will involve an extended period for paying it off. Now if you have not planned for large purchases, the long introductory rate makes it rather simpler to carry a balance while paying off other cards.)
?XThe card essentially serves those of you who are frequent travelers, as your earned points can be combined with various frequent flyer accounts.
Accompaniments
BLUE from American Express has a lot of additional benefits to deliver; to find out, just go through the list below:
?XExpressPay For A Comfortable Ride At The Register ?V Blue??s ExpressPay is a payment technology with which you can make purchases even without swiping your card.
?XFraud Protection Guarantee ?V Blue covers your charges with Fraud Protection Guarantee. Even if you use the Blue credit card offline or online, you will never be held guilty for any unauthorized charges. You can always continue your shopping spree with confidence.
?XReturn Protection ?V Suppose you want to return a specific item within 90 days from your date of purchase and the merchant does not take it back, the full amount will be refunded by American Express. You will get back nearly the full purchase price, up to $300 per item, apart from shipping and handling charges and annually upto a maximum of $1,000 per Card account.
?XOnline Year End Summary ?V It will help you retrieve summary of all charges at the end of the year. You are also allowed to access the important information round the clock, for whole week. This is essential for preparing your taxes and budgeting.
With Blue from American Express, you will also enjoy the advantages of purchase protection, buyer protection and extended warranties. Apart from these, if you are a traveler you would obviously prefer the emergency card replacement, car rental damage insurance, travel accident insurance and assured hotel reservations.
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