25/50/10 Florida 10/20/10 Georgia 25/50/25 Hawaii 20/40/10 Idaho 25/50/15 Illinois 20/40/15 Indiana 25/50/10 Iowa 20/40/15 Kansas 25/50/10 Kentucky 25/50/10 Louisiana 10/20/10 Maine 50/100/25 Maryland 20/40/15 Massachusetts 20/40/5 Michigan 20/40/10 Minnesota 30/60/10 Mississippi 10/20/05 Missouri 25/50/10 Montana 25/50/10 Nebraska 25/50/25 Nevada 15/30/10 New Hampshire 25/50/25 New Jersey 15/30/5 New Mexico 25/50/10 New York 25/50/10 North Carolina 30/60/25 North Dakota 25/50/25 Ohio 12.5/25/7.5 Oklahoma 10/20/10 Oregon 25/50/10 Pennsylvania 15/30/5 Rhode Island 25/50/25 South Carolina 15/30/10 South Dakota 25/50/25 Tennessee 25/50/10 Texas 20/40/15 Utah 25/50/15 Vermont 25/50/10 Virginia 25/50/20 Washington 25/50/10 West Virginia 20/40/10 Wisconsin 25/50/10 Wyoming 25/50/20. This is to pay for injury to other people besides you who are hurt in an accident that you are legally responsible for: Minimum of $15,000 per person and $30,000 per accident. The best way to get the cheapest full coverage auto insurance is to get quotes from an auto insurance comparison site. Usually this means getting an auto insurance policy, but it can be a bond, or a certificate of deposit or cash for at least $40,000. This is because the cost of repairs is more expensive. About the Author: Jeremy Maddock is a successful web-based freelancer, who writes articles about business-level insurance policies and other business services. Just by going online one can get a quote for truck insurance for those based in Arizona. This means Missouri requires as a minimum coverage up to $50,000 for all persons injured in an accident, subject to a limit of $25,000 for one individual, and $10,000 coverage for property damage. Required by law in most states this is available to owners who have drivers working for them. If you do own a lot, then you'll want to increase it to cover your assets. Youll be surprised just how low the quotes can go!. Dont add younger or inexperienced drivers to your insurance they really make your premiums go sky high!. Full coverage auto insurance pays for medical expenses, repair costs, and liability law suit expenses when you're involved in an automobile accident. If you are changing your vehicle, consider going for a more traditional car. We are not saying swap your sports car for a family car, but maybe compromise a bit. The Honda Accord and the Toyota Camry are the most frequently stolen cars. If you are concerned about high insurance rates, you probably shouldnt go out a buy a new $33,000 Honda S2000 convertible. That way you can be absolutely sure that youre getting the best deal, and may actually be surprised by the available policies. But if you don't, or if you live in a high-accident area, then you should purchase it. Passenger vans and station wagons have the lowest losses for vehicle damage. Military-Loans-Online.com Which provides free money saving loan quotes on all of your loan needs to include home equity loan information. Here are the various coverages you should have and how you can save money on them. If you don't own a lot of personal property you may want to carry the minimum liability insurance your state requires. Use this to your advantage - use the internet to see what deals are on offer and get yourself a few quotes. Also known as bobtail liability insurance this is a limited liability protection for when the vehicle is being operated for personal or non work related use. Model year, weight and vehicle type: The more power you have the higher premiums you will pay. The only way to find out for sure whether or not you need a business-grade policy is to consult an insurance agent or broker in your area, and determine the exact rules and regulations in your state or province. The best way to get the cheapest full coverage auto insurance is to get quotes from an auto insurance comparison site. The first two numbers are for bodily injury liability and the third number represents the minimum amount of property damage liability. Uninsured motorist insurance pays for medical expenses and property repairs caused by an uninsured, inderinsured, or hit-and-run driver. After all, if your car is involved in an accident and the back seat is full of office supplies, theres a good chance that your insurance company is going to ask some rather awkward questions. As an example my home state of Missouri shows the following - Missouri 25/50/10. Driver demographics: Your age, where you live, your gender, driving record and credit history will affect your premiums.