Teen drivers are not considered as good risks by any Florida insurer. Several parents will actually go to great lengths to keep their teens from driving yet. Most parents succeed in keeping them back for only a short period.



But you must acknowlegde that peer pressure is quite a strong factor at this age. You would like to know how to lower your teen's car insurance rate and keep them safer. Wouldn't you? Here are ways you can do it in Florida or anywhere else...

It's typical for your teen to ask for privileges that come with adulthood while they avoid the responsibilities that come with it. However, insist that they bear the responsibilities that come with the privilege or at least a part of it.

It's a good idea to make than bear the cost of their auto insurance or at least a good part of it. It's my discovery that once young persons pay for something with their hard-earned cash, they end up being more careful with it.

Give your teen driver this set of rules and they will be the safer if they abide by it...

1) Ensure they never drive with only fellow teens as passengers.

2) It's important for your teen's safety that he/she does not drive in the night. If this isn't feasible in your teen's circumstance, teach them what to do and how to conduct themselves in that situation.

Reports show that accidents happen more between the hours of 9.00pm and 2.00am.

3) If they drink then they must not drive. Take note that to be on the safe side they should know that they are not allowed to drive if they take so much as a sip of alcoholic beverage.

4) Let your teen know that they shouldn't race on the highway and let them know the risk they run if they do.

Make sure they are grounded if they ever get a speeding ticket.

5) They must tell you where they intend to drive to with their cars. If you feel it's not in their best interest, advise them to use a cab instead.

Yes, these may not work in homes where the parents and teens don't have a good relationship already. Nevertheless you can lower your teen's rates by getting and comparing quotes.