Women drivers do have a bad reputation amongst their male counterparts but that reputation is certainly unjust. Men are much worse on the roads than women because they are statistically more likely to have an accident. As a result, they are more likely to make claims and the insurance policies of women have been covering that cost for some time now. Thankfully, insurers have recognised it and introduced womens car insurance

Womens car insurance is a specialist product. So much so that only a handful of insurers will actually allow a male spouse or child onto the insurance policy as long as it is in the name of the female driver. It arose from the fact that several insurers decided that it was time women stopped subsidising the insurance of men. As such, it is now extremely popular.

Womens car insurance is not much different from regular car insurance policies by its very nature. You can choose from the same three options ? third party, third party fire and theft, and comprehensive. You can actually choose the level of cover you want as normal with the one major difference being that it is generally much cheaper.

There are many examples of how much it can save for a woman, and Jacqueline Rogers is just one of those. After having a Nationwide insurance policy for some time, she finally refused to pay the renewal figure because it was too high. Of the quotes she obtained, she found that she could save 231 pounds by insuring her Vauxhall Corsa with Sheilas Wheels.

Mrs Rogers is not the first lady to save this much and she will not be the last. In fact, there are still millions of British women that could save money by choosing womens car insurance. Those hundreds of pounds add up over the years and the initial policy itself can earn you substantial discounts, not to mention a possible discount for taking the policy out online.

Of course, it is important to compare the price of an individual insurance policy before you choose the one you want to take out to protect you but it is just as important to compare features because many female-only policies actually have extras on top of the conventional cover. For example, many will cover your handbag for up to 750 pounds when it is in your car.

Safety is also a big part of female car insurance because the female of the species is obviously more at risk than men if they break down. As such, many policies do have a free breakdown service and a free help line.

Womens car insurance undoubtedly offers fantastic value for money for women up and down the UK. It can save you money and offer you the best possible features. This is what makes it a better option than regular car insurance for women.