Parents should also use a binder that contains all the information that future caregivers will need to carry on after the parents are gone.
The binder should be kept in a place that is readily accessible, so parents can update it periodically, and so the people who will act as the child's advocate after the parents are gone will be able to find it. Many parents purchase small fireproof safes for this purpose.
The binder should generally contain separate folders in which parents place the following:
1. An overview of the estate plan in plain English -- that is, without any legalese, that the attorney should write.
2. Important legal papers for any children with disabilities (for example, birth certificates, Social Security cards, and health-insurance cards).
3. A description of the goals and purposes of the special needs trust, which the attorney should write.
4. A copy of the Letter of Intent, which parents should update at least once per year. The Letter of Intent is a nonbinding document that passes vital information about a person with a disability to future caregivers.
5. Unsigned copies of any wills.
6. A letter spelling out any wishes regarding final arrangements (burial, cremation, or religious services or other ceremonies that may be desired).
7. Living wills and/or Power of Attorney for health care that may have been prepared.
8. Extra signed copies of any trusts- special needs trusts, living trusts, or insurance trusts- that may have been prepared. Remember, signed copies will be needed to complete property transfers, and extra signed copies will prove to be useful.
9. A list of major assets and information about where they are kept (for example, a list of insurance policies, stocks, mutual funds, bank accounts, with policy and account numbers and storage locations, and the names of any brokers, insurance agents, and investment advisors).
10. Guardianship papers, if any, and a list of advocacy organizations that may be helpful.
11. The names of government agencies or case workers that the parents may have dealt with and the parents' thoughts about them.
12. A list of government benefits that the person with a disability may receive, as well as copies of any filled-out application forms. (These application forms will help the parents the next time they apply for benefits and will be especially helpful to future caregivers who may not understand the complexity of these applications.)
13. Other miscellaneous papers, such as tax returns filed by the person with a disability, information about housing options, schooling, photographs of the family, parent's Social Security numbers, parent's birth and marriage certificates, certificates and awards for the person with a disability.
14. Information about where the original documents are kept.
The estate planning process, especially when parents are planning for the future security of a child with a disability, can often be heart wrenching. But when parents are through, they can feel confident that they have done all that they can to assure their child's happiness after they are gone.
Copyright (c) 2007 L. Mark Russell
Child With A Disability
When a child is born--say "Congratulations. He/she is beautiful". Not I'm sorry or any other thing that pities. Don't ask what is wrong with the child and when will he/she get better. Instead ask, "What is the doctor saying about a diagnosis?" "Can you tell me more about what is happening?"
Don't ever say, "You are such a special person, God only gives children like this to people who are strong enough to handle it" This not always true. There are many parents who can't handle it. It is hard! Mother Theresa said when people would say that about her, "I know God will not give me anything I can't handle. I just wish that He didn't trust me so much."
Here is a wonderful way that an on-line friend recently offered support to a parent who has a child with profound disabilities. "You have our support. Although, I have no idea the struggles you have faced as a family I know what it is to love a son....know I am here to listen. I like learning and I believe you have a lot to teach! And you can count on us being there for you."
So what does it mean to "Be there for you"?
1. It can mean just listening.
2. It can mean going on the Internet and learning more about the disability so that you can understand the new language the family is learning.
3. It means asking questions (when the time is right) and really listening to the answers.
4. It means asking the parent to show you the child's routine so that you can help if the parent isn't available.
5. It can be the offer to babysit or provide respite care--and mean it. Ask the parent what date you should put on your calendar to come over to babysit, because they won't ask you.
6. It can be getting as mad as the parent when a doctor, teacher, school district does something stupid or insensitive.
7. It can mean rejoicing when something good happens. Recently a 3-year-old child with Down Syndrome learned to clap. Clapping is a huge neurological milestone. So instead of saying that's nice or hasn't she clapped before--go and buy a bottle of wine and celebrate this milestone. It is as if another child just got accepted to the college of their choice.
8. It can be understanding the implications of when the alternative caregiver, like a nurse, doesn't show up. How that one person having her own family emergency, puts your friend's family out of sorts, raises the stress, and cause the entire family's schedule to be changed.
9. It can be offering to transport the siblings to play practice or soccer or whatever, even if it is a little out of the way. That way the family who is raising the child with a disability doesn't have to load everyone in the car with all the equipment or all the behavior and the sibling doesn't have to miss out on their life.
10. It means never using the word "retard" or "retarded" and stopping anyone else you hear using the word. It is a very offensive word. You might want to do research on "First Person Language."
Sometimes it means bringing ice cream. The most caring and meaningful thing that ever happen to my family on our journey, was when my son was just diagnosed. Our next door neighbors came over with a variety of types of ice cream, bowls and spoons. We just sat on the porch and ate ice cream and didn't say anything at all. But they were there and we knew that they were there and at that moment that was all we needed.
Many families are happy to answer questions about their child and what it is like to be a parent of a child with a disability. So feel free to ask. However, some parents aren't there yet and may never be. So tread lightly and bring Ice Cream!!
Both L. Mark Russell & Mara Kaplan are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
L. Mark Russell has sinced written about articles on various topics from Estate Planning, Health and Legal Matters. Arm yourself with time tested strategies that will protect your child and assure their happy and fulfilled life, even when you are no longer able to care for them yourself. There's still time to plan for your child's future IF you begin now by going t. L. Mark Russell's top article generates over 3600 views. to your Favourites.
Mara Kaplan has sinced written about articles on various topics from Birthday Gifts, Health and Kids and Teens. Mara Kaplan is an educator, a mom with a child who has disabilities, and a seasoned advocate for inclusive play. To learn more about supporting parents and providing play opportunities for children with disabilities. Mara Kaplan's top article generates over 3600 views. to your Favourites.
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