The Debt Management Credit Counseling Corp.(DMCCCorp.com) is an one of the premier non-profit agencies that can help you consolidate your debt. They are known for having some of the highest standards of quality in the consolidation debt industry. Not only will they help you consolidate your debt, they also can teach you the means of managing your personal finances so that you will never fall into the pit of debt again. They also offer credit counseling as well.
Once you contact them and apply for their debt management program, you will be assigned what they call a "Certified Credit Counselor." This person will ask you about everything related to your financial situation - which will likely involve your total amount of debt and your current income. After this, they will work with you on how best to overcome your debt problem by providing you a detailed plan of action. Be sure to ask any questions you might have when you talk with your counselor.
The credit counselor's job is to work with your creditors in reducing your monthly payments, lowering your interest rates and also reduce or even eliminate the late charges. You will have access to an online account at DMCCCorp.com that you can make your one monthly payment which will be dispersed to the proper accounts by the non-profit agency. They also have a multitude of other payment options like Western Union, pay-by-phone, or Moneygram if you can't pay online. Remember that your credit counselor is their to help you.
Here is a list of other non profit agencies specializing in the consolidation of debt that are non-profit:
- Advantage Credit Counseling Service (advantageccs.org) - debt management, bankruptcy, housing, and credit counseling services.
- American Consumer Credit Counseling (consumercredit.com) - non profit consolidation of debt agency.
- Big Solutions, Inc. (mybsi.org) - Credit counseling and debt management.
- Christian Credit Counseling Centers (christianccc.org) - Counseling on secured and unsecured debt. Offices in Houston TX, and Tulsa OK.
- Clear Point Financial Solutions (clearpointfinancialsolutions.org)- Non profit, credit counseling, and other financial services. Nationwide.
- Consumer Credit Counseling of Greater Dallas, Inc. (cccs.net) - Non profit, community service, avoid bankruptcy through education and counseling. Branches in- Atlanta, Central Florida, Oregon, Texas, Los Angeles, Nevada, New Jersey, San Francisco, and Michigan.
- CuraDebt (curadebt.com) - non profit consolidation of debt for you and/or business.
- Debt Consolidation Care (debtconsolidationcare.com) - non profit consolidation of debt and debt education.
- Freedom Debt Management (freedomdm.org) - non profit consolidation of debt and credit repair agency.
Keep in mind that this is just a partial list out of the hundreds of non profit consolidation of debt agencies that are out there. This list should give you a good idea of where to start your search for a good consolidation of debt counseling agency.
Consolidation Debt Non Profit
Greenpath Debt Solutions(greenpath.com) is a consolidation of debt agency that is free and non profit and is located throughout Michigan. They have been helping people with debt problems for over 40 years. They offer a varying number of services to help you take control of your money. They can even provide you with free financial education as well as help you with creating a budget tailored specifically for you.
Once you contact Greenpath and speak with one of their representatives they will begin with asking you questions about your outstanding debt and the your income. Once this completed, they will set an appointment for you to speak with one of their counselors to discuss the options that are best suited for you. Do remember to bring a copy of your credit report and all of your statements for them. Greenpath can provide a credit report for you for a fee if you are unable to obtain one.
The counselor's goal is to provide you with a plan of action to get you out of debt. Remember that the plan that they provide is tailored specifically for you. Once the plan of action is completed, you will have to decide on whether to pay the debts yourself or have GreenPath pay your debts.
Using Greenpath to pay your bills is the ideal way to handle your debt. Your counselor will contact your creditors to prevent your car from being repossed, your house from being foreclosed, perhaps even stopping your utilities from being turned off. Your car and your home are very important possessions for you. With that being said your counselor will put these items high on your payment priority list, working hard to keep these current and up to date.
Using GreenPath to pay your bills will enable you to make just one payment per month. In turn, they will then disperse your payment to the applicable creditor - regardless of the time that the bill is due and the amount due - they will handle all of it. Certainly you can see the benefits of this service and how it will save you time and money. This incredible service is the fast track to getting out of debt. Let's not forget the most important thing here, to get out of debt and stay debt free.
GreenPath will then send you a monthly statement showing the payment they received from you, and it will also show you how much money was sent to your creditors. With GreenPath making sure your payments are dispursed on time each month to your creditors you will know that your bills are getting paid. Your credit score will start to improve and you should already know how important a good credit score is especially in these difficult financial times. Remember if you have any questions, your counselor is their to answer any questions for you, free of charge. They WANT you to be debt free. They WANT to show you how to have a firm grasp on your finances. You can learn to be the master of your finances.
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