The number of home business opportunities (aka scams) that were bombarded with today is astoundingespecially given the state of our economy. Unfortunately, I became a victim to one myself since I lost my job several months ago and was feeling the pressure of not having a regular paycheck. Ive since decided to investigate the legitimacy of these jobs as theyre listed on so many job listings.
Many of the work-at-home jobs include data entry or accepting diet orders. The biggest draw of all (and what makes them seem legitimate) is a guarantee. If it doesnt work, your money will be refunded. The testimonies appear promising so what could go wrong? Thats what I thought!
I looked at several listings. I wanted to find one where I was actually an employee and had real tasks to perform. I didnt want the type where I was sold software or instructions on how to make money at home. I thought it would be simple.
Again, there was the guarantee. If I wasnt happy, Id get all of my money back and besides, I was also getting a special deal since I was one of the first 100 people to respond. What I got versus what was promised was completely different. I had no longer entered my personal information, including my credit card data, when I realized Id become a statistic: Id been scammed.
My job was to promote credit cards. I was to get their name on hundreds of search engines and others sites like "FaceBook". I had not been told that a condition of being paid included my having to apply for several credit cards. On top of that, I also had to be applied by them to get my $20 pay from my employer. Then, I was told that another requirement was that I had to make $500 first or I couldnt get the $20 per credit card.
There was also another excuse for why I couldnt yet get paid. I couldnt reach anyone at the company in person. I could only go through email where I usually got a preprogrammed response. It was impossible to get any real answers.
After I finally tracked down their phone number on my credit card statement, I left a message with the Australia-based office, but I never heard back. What I finally had to do was file a complaint against the company for fraudulent activity and Im waiting for that credit still.
I hate to admit I was scammed so easily, after all Im a college graduate. Its not nice was being in a state of desperation will do to ones reasoning. I was willing to work hard for it also. I just wasnt given the legitimate chance to do that. Bottom line: remember (as I did not) that if it seems to be too good to be true, it probably is.
Credit Card Business Opportunity
In times past people would find themselves in huge debt and with serious credit problems and they would quickly turn to bankruptcy as a solution. Well, times have changed. The new bankruptcy laws make it more difficult to file and therefore more people realize that their only solution is to repair their credit. That creates a great opportunity for credit repair businesses.
Get Credit Counseling
Now in order to file for bankruptcy you must first speak with a credit counselor. If after getting credit counseling you are eligible for bankruptcy you can only file Chapter 13 which will still require you to pay back your debt. These laws clearly work to the advantage of credit repair businesses. People have seized this opportunity and are starting their own home based credit repair business to provide the help and counsel needed for debtors to repair their credit.
Though this is a great opportunity there are a lot of legalities to think about. You have to be certified and have a license to be offer professional credit repair services. Also you will need to market your business well in order to ensure its success. So there are a lot of things to think about before you take the big leap into business for yourself.
You can also find more information on credit repair business opportunities by checking at your library or even local bookstore where there are sure to be many books written on different credit repair business opportunities and which will also provide helpful information, tips and even techniques of doing business to help make your credit repair business a real success.
You must also find out whether, in order to avail of different credit repair business opportunities, you need to be trained beforehand or even get certified as being competent to run a credit repair business. You can refer to books or check out the Internet for more information regarding home study courses and it also pays to contact professional organizations dealing in credit consulting about any certification courses that they are running.
When you have the knowledge and the credentials needed for your business you are ready to start advertising your service. You need to be specific in your advertisement as to what service you are providing. Marketing your businesses well will determine its success.
This is a really good time to look in to credit repair as a business venture. Many people are trying it out and having success.
Both David Gates & William Blake are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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