Air mile credit cards give you points or miles with every purchase you make, which you can redeem for traveling related expenses. In most cases, you can use your points or miles to get a free airline ticket to travel to a destination of your choice. Frequent flyers can use those very miles or points to redeem your reward faster.
There are a lot of companies out there that offer air mile cards. You can choose to get one online, through a bank, or even a credit card company. Each one is unique, and offers it’s own unique set of features. Before you select your card, you should always look at different companies and compare them as well. Normally, you will get a point or mile for every dollar you spend. You’ll also want to look at blackout dates as well, as many companies have decided to drop them and their expiration dates completely.
You will also want to find out what type of purchases you make with your card give you reward miles. Some purchases that you make may not be included in your reward incentives, which is why you’ll want to find out what purchases are and aren’t included. The bigger purchase items, such as televisions and furniture may have more miles included, which is why you’ll want to inquire.
Another area of importance is the interest rate. You should look deeper into the air mile credit card that you are interested in and find out how much the interest rates are and if there are any annual fees to using the card. Although your rewards may sound great, you don’t want to pay too much in fees or an annual rate just to reap the benefits.
Even though they have been around for many years, air mile credit cards are very popular for those like to travel. These cards can also help you with rental cars and hotel expenses as well, as long as you use the points you have accumulated by using your card. The get the most out of an air mile credit card, you should use your card on a frequent basis. You can really rack up the points if you purchase everything with your credit card - instead of using cash.
Air mile credit cards are great to have, as long as you don’t end up paying an arm and a leg in fees, and the annual rate isn’t that high. If you check into what each manufacturer offers, you can normally get a great deal. Also, make sure that find out what other rewards are included with the air mile credit card you get as well - as this can help you to make your decision when you finally decide to get the card.
You can find the best choice of credit cards and pre-paid cards at www.CreditCards.us (http://www.creditcards.us)
Credit Card Numbers For Free
American Express dedicates its financial services typically around travel-plannings, and offers great travel rewards with its credit cards. The Hilton HHonors Platinum Credit Card from American Express is one such service meant for those frequent travelers who wish to grab the lucrative discounts on stays at Hilton Family Hotels.
Hilton Family hotels have a worldwide networking. If you plan for frequent stays at Hilton hotels and enroll in the Hilton HHonors Platinum American Express program, you will obtain points for money spent on purchases and stays at HHonors hotels. These points can be carried forward for free hotel stays, travel rewards, and other benefits.
How Do You Earn The Points?
The key reward program of Hilton HHonors Platinum American Express is the points, which you earn through purchases redeemed at hotels within the Family of Hilton hotels. To know more about the points go through the details:
*Essentially, you can earn five bonus points for each dollar spent in Hilton family of Hotels, along with three points for every dollar, towards hotel stays in future. You can also earn 5 points on eligible purchases from restaurants, grocery stores, drugstores, gas stations, restaurants, the U.S. Postal Service, supermarkets and similar avenues.
*Get 10000 HHonors bonus points after your very first purchase with the Hilton HHonors Platinum Card, which is enough for a free night's stay at any of the Hilton Hotels.
*For the first 4 stays, you will earn 2500 at a Hilton Family hotel and 500 points for each stay after that. Not only this, you can earn frequent flyer miles along with bonus points for a qualifying hotel stay.
*Your points will be redeemable once you go past the 7500-mark.
*Points never expire as long as the card is active (at least once each year) and there is no yearly-limit for points that can be earned.
The free night will depend on the category of the hotel you choose, normally an opportunity category hotel costs around 10,000 points, whereas a category 6 hotel would take 40,000 points.
Some Features
Have a look at the some of the features of Hilton HHonors Platinum American Express that you would like to be familiar with:
*There is no annual fee
*Get bonus points for free stays at Hilton family of hotels
*Additional benefits and services in hotels for cardholders.
*There is no pre-set spending limit,
*The introductory rate for purchases is low
*No balance transfer fee in the beginning. Although, future balance transfers may incur a fee which is already divulged at the time of the applicable transaction.
The initial APR is 2.90%. This continues for the first six months and then the rate climbs higher.
More Details
Other fees attached to Hilton HHonors Platinum card include:
*Late fee of $19 on balances upto $400 and $38 on balances of $400 and above
*Over limit fee of $35
*Cash advance fee of 3% and $5 minimum for Express Cash transactions
Other benefits
Apart from reward program and signature benefits, Hilton HHonors Platinum American Express does offer you the several common benefits and services which include- auto rental insurance, various services related to protection services, travel accident insurance, and discounts from the Offer Zone (it provides access to discounts, offers, and special events).
Both Matthew Meyer & Devlin Gilliland are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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