There are a number of advantages of having an online payment gateway. First, an online payment processing system will increase your business substantially because users will purchase your products at the very first time if they find an affordable payment system.



Many times users just back out if they are not able to purchase at the very first time and then return to some other website and purchase. This means loss of business for you. Secondly, by opting to receive online payment, you cut down substantially on manpower costs, apart from receiving payments instant. The most important advantage of online payment is that you are not restricted to fixed shopping hours. Your website is available 24 hours a day and hence users from various parts of the world can visit your website to place orders.

Payment gateways usually come in two types, a secure order form, and a merchant side application. a secure order takes users to a third-party website, the website of the payment service provider or credit card processing company. This is the most common type. The second type is a merchant-side application program interface. Here, a code is integrated into the server that is hosting the merchant's ecommerce website, which automatically process credit card payments.

Whatever payment gateway type you opt for, you should choose one that offers the following advantages:

•Allow you to accept credit card payments from customers located anywhere in the world in seconds

•Be easy to use for shoppers

•Should be in real time. Customer should know instantly whether their credit card payment has been accepted or not.

•Should guarantee 100% security and charge back facility

EPAY is a secured online payment gateway, and offers a variety of services in addition to processing payments online. Using EPAY you can make and receive payments through sms, mobile, and even email, a definite advantage over other online payment gateways.