The credit report repair project started back in 1996. During that time, I had just freed myself from the long hours work schedule as a Financial Planner for American Express. I made lots of money as a Financial Planner but I spent little time with my family. My daughter was only 2 years old at the time and the only time I saw her was when she was asleep. Financial Planners work 12 to 15 hours a day.



One of the tasks that financial planners perform is to update or repair the credit reports of our clients. Most of my clients wanted to buy the home of their dreams or start a new business after selling or closing the previous business. Business closure often causes a negative history for the owners. The first step in planning for their financial future was to update and repair their credit history. Most of my clients were working professionals that could easily afford to pay the fee of $1800 to $4000 depending on how much credit damage had been done, to update their credit reports.

As I was preparing for a career change that would allow me to spend more time with my family, I became interested in computer program development and attended classes at Penn State. One of the things I learned early in programming is that you must know the field to write an effective program so I started developing a special easy-to-use software program that would help the average American consumer to repair their credit report history themselves and save them the high fees that attorneys and financial planners were charging to update and repair credit reports.

My first credit report repair kit was an instruction manual written in September of 1996. It required the consumer to visit a legal law library in their area and to type the credit report repair letters and personal information themselves. This worked out fine for the people who were willing to do the extra research and typing to achieve their goals. In 1999, the internet was becoming more popular and people were looking for more functional software. This drove me to write a new version of the credit report repair software. This newer version contained the 12 legal form letters that the credit bureaus had to respond to or face Small Claims Court. I also included step-by-step instructions to help people repair their credit reports faster.

As time went on, advancements in computer programming required us to re-develop the program language and add more user friendly features to our credit report repair software. We have produced a user friendly version of the credit report repair software that makes it look browser friendly, saves your personal files, and runs on all versions of Microsoft Windows.

Visit our web site because we now provide Free Sample credit repair software to help you to begin the process of repairing your credit by showing you how, if you qualify, to get a free credit report, and how to rate your Credit Score (in the same ways done by major banks and finance companies). Reviewing your Credit Score and repairing your reports can save you money by helping you secure lower interest rates.

Next, order Credit Repair Software which includes a Tool Box of legal form Credit Repair Letters and Credit Repair Instructions. Try our free sample Credit Report Repair Software to help you get started repairing your credit reports now. You should also order the three major Credit Bureau Reports you will need, to help you view and repair your credit history. Visit our web site for more information.

By adding whatever accounts you have in good standing to your credit report, and seeking credit counseling if necessary, you will make headway into your ultimate goal of credit repair. The difficult thing about credit is that it takes a long time to build a good credit rating, and a very short time to destroy it. When your credit rating has been marred you have to understand that there is no quick solution: you will have to build your credit rating again - essentially from scratch. If you avoid the temptations of credit repair companies that promise a quick and easy credit repair for a fee, and think instead of long term changes to your budgeting and spending habits, you will - over time - be successful in credit repair.