You can save hundreds of dollars a year on check cashing fees simply by using a direct deposit credit card. This is a prepaid card issued as a MasterCard or Visa.



To enroll in direct deposit there will be a form online that you print and fill out. You give this form to the payroll department of your employer and then you paychecks will be directly deposited into your account.

You will still receive a paystub for your records. So you will know how much you paid in taxes and how many hours you worked.

You can access your account and check the balance online and see recent card activity. You can direct deposit payroll checks, pension and retirement checks, social security, government checks and more.

Once the money is in your account you can use the prepaid debit card to make purchases. These cards are accepted online and over the phone.

You can use this card to make hotel reservations and rent a car. Cash can be accessed through ATM machines just like a check card.

In addition most cards offer another feature called bill pay. This is where you can use your card to pay bills. This will save you more money by not having to purchase money orders.

You also receive free credit builder. This will make a record of the payments you make with bill pay and report that information to a credit reporting agency. This can help you show credit worthiness to future lenders.

Most of these cards offer guaranteed approval, regardless of chex systems or credit history. This card acts just like a checking account.

There will never be any late fees, over the credit fees, or overdraft charges. You also can have free activation when you sign up with direct deposit.

This card will eliminate your need to buy money orders or pay check cashing fees. You are guaranteed approval and we do suggest a prepaid direct deposit credit card.