In the path of natural life, sooner or later you’ll get caught up buying or selling real estate, most likely your primary home, additional type of real estate, or other commercial assets. These business transactions may involve cash, mortgages or promissory notes (IOU).
•Would you rather have cash $50 now …or a promise to get $100 in… 10-15-20 or 30 years?
Learn how to cash your promissory note NOW. Get cash for the current value of the note. …Instead of waiting for the monthly checks that may extend for years until you get paid off. Doing this financially wise move now, you can easily stop the monthly payments promised to you until maturity, and with gradually decreasing dollars value. And receive immediately cash for the note balance, above all with the dollar current value.
Do you know that a promissory note holder of any kind, retain the right to sell the whole, or partial dollar value of the note balance at any time before maturity?
If you are one of millions of Americans holding paper cash flow notes, Real Estate, private or commercial mortgage notes, Deeds of Trust, Leases, Annuities, Settlements, or any other types of promissory, I.O.U. notes.
Cash flow notes are important tools to step up and close a business deal. However should not be look upon as the final selling transaction. Hope this short article guides you in the right path. And persuade you to seek more information about the reality of promissory notes.
Do you want to preserve the buying power of your money? Read these facts carefully:
1.-Every seller of any type of asset as a rule always wants to receive cash up front. No seller is looking to hold a promissory note in the first place.
2.-The seller agrees to carry a note only, as a way to facilitate and accelerate the sale of the real estate property, business or other assets that don’t sell easily or fast enough.
3.-When you agree to carry a note, you may, or may not receive a small amount of money as deposit. And for the remaining money own to you, you’ll get a promise or promissory note to be paid monthly with a small fixed interest, spread out for 120- 180- 240, or 360 monthly payments.
4.-Finally you think, successfully sold your assets, your real estate, or business. But still, you’re not completely out of the contract yet. You agree to the deal and the down payment cash. And the remaining money you will receive in monthly installment with dollars gradually loosing buying power, due to the ever present inflation and time factor.
You can easily figure out why this happen, and what inflation and time can do to everyone’s money. Inflation and the definite loss of the dollar buying power it’s an equal opportunity and inevitable happening.
Just imagine for a moment the effect that inflation does to the buying power of the dollar. Looking history you can see the effect of inflation during the last two decades of the Twenty Century. We see attention-grabbing but disappointing facts.
Here is the bottom line of what happen to the dollar value from 1980 to 2000:
•$154.25 in the year 2006 has the same buying power as $100 in the year 1990.
•$244.72 in the year 2006 has the same buying power as $100 in the year 1980.
•$2447.20 in the year 2006 has the same buying power as $1000 in the year 1980
As you can see the harsh inevitable reality, cash in your hands now is always more beneficial and more valuable than waiting for a slow periodic monthly checks that may last years until maturity.
Imagine what you could do if you get the actual cash balance of your note now, at today dollar buying power. First and more important you’re emotionally free, unconcerned about a possible bankruptcy, foreclosures, or loss of job of your note payer. Maybe it’s time for that dream family vacation, or new home, a car, college tuition, or new investments. As you can see the possibilities of cash at hand now, are unlimited.
After reading this short article now, I can almost hear your mind asking for more information about the reality of promissory notes. They are extremely useful business tools when correctly used at the right time and circumstance.
If you want to experience the wonderful emotion of being on top of your financial and business dealings as far as cash notes are concerned, you own yourself to look for more information on this topic.
Jorge Hinojosa MD
Cash Flow Counselor
http://www.cashusanotes.com
Finding Cash Flow Notes
Can You Free Cash For Wealth Creation?
Utilities, car payments, gas, food, rent, mortgage, insurance, medical bills, education bills, credit card debt, loan payments, these are just a few of the places your monthly income might be going. Surely, there are plenty more. It's not too hard to see, then, that finding any "extra" money lying around is a challenge, a near impossibility! At least that's probably how it seems to you at the end of the month. Just as surely, you recognize the importance of savings and investment; no doubt you know that you'll never enjoy financial freedom if you keep going the way you are going. You might not even be able to retire before you die!
The fact remains however that most people have far more access to investment money than they think; that's money they could be using to make more money and create wealth. And what investment experts and accomplished wealth creators find is that if you can show those people where they can access money, they are eager to get started on the path to wealth creation.
Self-made millionaire and wealth creation author Jamie McIntyre is all too familiar with this conundrum; one of his primary goals in helping people succeed at wealth creation is to first identify the access they have to money that they could be using to better themselves and others. In his book, What I Didn't Learn In School But Wish I Had, Jamie identifies possible sources of investment income that regular people, in almost any country of the world, could be accessing to give them the means they need for wealth creation.
Seven Sources Of Wealth Creation Investment Money
Savings - pay yourself before you pay anyone else; it is the golden rule to wealth creation, and it is what every wealthy person does. Anyone can save money, and it is essential that you find a way to save some of your weekly income. If you are doing better than most and already have a stash saved up, use that money to make you more money.
Selling possessions - most of us have way more than what we really need to stay clothed, housed, and fed. This is a big reason many of us do not have anything saved up! If you are willing to sacrifice some of your extra belongings, or compromise a little on your short-term lifestyle, you could sell off some of the excess to get the money you need to invest in wealth creation.
Taxes - yes taxes are as sure as death, but overpaying taxes just eats up your free cash. If you are overpaying, or not taking advantage of all the tax breaks and credits due to you, you are throwing out money you could be using to create wealth.
Make more money - increasing your income is an easy way to bring in more wealth creation investment money. You can achieve this in one of several ways, such as taking on a second job, increasing your value in your current job, taking on more hours, setting up a second source of income
Other People's Money "OPM", it's a money source a lot of people don't want to look at because it means asking of others to further yourself. But you should consider that you could make money for your investors, too by sharing the wealth. And Other People's Money doesn't have to mean borrowing from Mom, Dad, or Grandma (but it might); OPM can be loan money, too.
Home equity - if you have a good deal of equity in your home, you have a virtually instant source of wealth creation investment money. With an aging mortgage and property appreciation, you might have a lot more equity in your property than you think.
Other People's Equity - chances are your parents or grandparents will have property equity even if you don't. Your parent's equity is a great source of money for your investments.
These financial sources of investment money hold true for almost every citizen of the world. From Australia to America, there is plenty of access to investment money for the committed and creative! To find your investment money, you just have to take a hard look at what money you can really access, and the places you might already have it that you've neglected to consider.
Both Jorge Hinojosa Md & Sean Rasmussen are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Jorge Hinojosa Md has sinced written about articles on various topics from Finances, Financial Planning and Business and Finance. Jorge A.Hinojosa MD. Retired Physician & Surgeon, dedicated supporter of self improvement programs,and continue educational development, expanding the mind and knowledge, to achieve new skills. Spread out to a totally new line of work as an internet home. Jorge Hinojosa Md's top article generates over 12100 views. to your Favourites.
Sean Rasmussen has sinced written about articles on various topics from Personal Finance, Business and Finance and Penny Stocks. Sean Rasmussen is a part time stock market investor and internet marketer. He is known online to and teach. Sean Rasmussen's top article generates over 40500 views. to your Favourites.
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