We spend thousands of dollars each year on insurance so shouldnt we know all about it? I am licensed to sell insurance in Massachusetts, which is easily one of the worst states for auto insurance. You may have a health insurance policy that allows you to see certain specialists your health requires you to see at lower prices while your spouse, who doesnt need to see these specialists, has a plan that doesnt cover these specialists. Basically, if you never use your policy you hand over your money for no reason. If your spouses health insurance policy is cheaper than your health insurance policy, and offers the benefits you want and need but dont currently have, perhaps you should consider dropping your health insurance policy and joining your spouses health insurance policy. You go to Best Buy and buy a new TV and you get a new TV. You get their promise to protect you in the event of a loss. While most married couples choose to use one health insurance policy to cover both because it seems more affordable, there are actually benefits to having two separate health insurance policies. If this is the case, its time to sit down and list the pros and cons of both keeping separate health insurance policies, and deciding on one health insurance policy to stick with. If this is the case, its time to sit down and list the pros and cons of both keeping separate health insurance policies, and deciding on one health insurance policy to stick with. I have had to use my protection plan on my TV twice already. How are you feeling about your insurance company now? In part two I will discuss some bargains that are not really discussed much in insurance. You get their promise to protect you in the event of a loss. But what happens when you have a loss and actually use the policy? Your rates go up is what happens. So why do we trust the insurance companies? Insurance companies are some of the wealthiest companies in the country. So why do we trust the insurance companies? Insurance companies are some of the wealthiest companies in the country. In most cases insurance is just a scam, a way for them to take more of your money. We spend thousands of dollars each year on insurance so shouldnt we know all about it? I am licensed to sell insurance in Massachusetts, which is easily one of the worst states for auto insurance. He had one on the Cape, one in Vermont, and one more that he had just purchased in Vero Beach, FL. If you and your spouse both have health insurance policies, think about how pleased each of you is with your separate health insurance policies. If your spouses health insurance policy is cheaper than your health insurance policy, and offers the benefits you want and need but dont currently have, perhaps you should consider dropping your health insurance policy and joining your spouses health insurance policy. If this is the case, its time to sit down and list the pros and cons of both keeping separate health insurance policies, and deciding on one health insurance policy to stick with. Home Owners Insurance Quote ColoradoCar Insurance Quotes ConnecticutHealth Insurance Quote Vermont. Between cars, home, life, health, dental, short-term disability, and more there is so much to know. Between cars, home, life, health, dental, short-term disability, and more there is so much to know. If you buy that and something happens you do not pay more for that service. I have had to use my protection plan on my TV twice already. In most states you can be cancelled for having too many accidents. Home Owners Insurance Quote ColoradoCar Insurance Quotes ConnecticutHealth Insurance Quote Vermont. But what happens when you have a loss and actually use the policy? Your rates go up is what happens. There are no guidelines set up in the policy saying you get 3 accidents for free or anything. You hand over your money to an insurance company really for nothing in return when you think about it. I wont even tell you what the replacement cost was on that house. So why do we trust the insurance companies? Insurance companies are some of the wealthiest companies in the country. I wont even tell you what the replacement cost was on that house.