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Future Of The Uk

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Pressurised cylinders were introduced to the UK market as long ago as the 1980s. They are often referred to as unvented cylinders and are proving to be highly popular. Their popularity is evident both in the domestic market and the professional space with plumbing and heating engineers. In 2007 unvented systems accounted for around 50% of the installed systems for the first time.



Unvented systems make a far better solution for water pressure compared with traditional hot water systems. In traditional domestic systems, the water feeder tank, normally positioned in the loft is responsible for filling the hot water tank and building up the pressure in the system. However, the feeder tank is rarely high enough to build enough of a head to create substantial pressure. This leads, for example, to an annoying drizzle from one's shower rather than a powerful shower.

Pressurized systems use the pressure that is provided by the mains water system, producing a steady and strong pressure throughout the hot water loop. Most residential areas in the UK have mains pressure of 2-3 bar which is the pressure of the cold water from your tap. Unvented systems ensure the pressure is maintained and transferred into the hot water loop by keeping the system sealed and sustaining a fixed pressure along the entire loop.

The UK certification of unvented systems has strict requirements from manufacturers to ensure that proper safety measures are in place to handle the excess expansion in the system when the water heats up. Expansion vessels are attached to the loop (either externally or within the cylinder) to absorb volume expansion of up to ten bars. This level is normally enough to account for most cases of volume increase due to overheating of the water.

UK regulations for unvented cylinders set out a detailed spec of safety measures to ensure all unvented systems sold in the UK meet the minimum level of safety. One of the main measures to deal with water expansion within sealed systems is the introduction of an expansion vessel. Whether external or internal (within the cylinder) an expansion vessel can absorb the expanding volume of water due the increase in the water's temperature. Expansion vessels vary but most can handle up to ten bars of pressure.

In addition, the legal safety requirements request a pressure and temperature relieve valve (PT valve) to be pre-installed in the cylinder. The valve is designed to open automatically whenever the pressure or the temperature reaches a point which is deemed to exceed the recommended levels of operation. In such case, excess water is discharged and is drained away from the cylinder, thus reducing the pressure and the temperature inside.

These safety mechanisms ensure unvented cylinders are highly reliable and safe. The hot water is delivered to the user at a pleasant pressure based on the cold water pressure. Effectively, the cold water passes through the cylinder and the system at a constant pressure throughout. The cold water within the cylinder heats up and is directly delivered to the user at the mains pressure. Fresh cold water is then drawn into the cylinder replenishing the system and at the same time ensuring the pressure remains constant.

Unvented cylinders normally fall into one of two main categories - direct and indirect:

* Direct cylinders - normally use an electrical heating unit to heat the water. The electrical unit (often referred to as an immersion heater) is immersed within the water inside the cylinder and has a typical heating capacity of 2.5 to 3.6 kW to heat up the water electrically.

* In-direct cylinders - these cylinders use a heat exchanger format to transfer the heat from another heat source. Typically a gas boiler heats up water which is then run through the heat exchanger inside the cylinder. Heat from the boiler-heated water is then used to heat the water inside the cylinder in-directly through the heat exchanger.

Over the last two decades unvented systems have carved a strong position in the plumbing and heating arena. Since strong competition is expected to drive prices down and availability up, unvented systems have a bright future in the UK.
Future Of The Uk
Chancellor, Gordon Brown said, "The Child Trust Fund is designed to ensure that every child in our country has assets and wealth and that no child is left out and all children in Britain have a stake in the wealth of the nation".

The basis of the CTF scheme is that every child born in the UK on or after 1 September 2002, will receive an initial Government payment of £250-£500 (depending on family income), which must be placed into a tax-free CTF savings account which cannot be accessed for withdrawals until the child reaches 18 years of age. Additional contributions to the account can be made by the child's family or friends, and the government also plans to make another payment to children on their seventh birthday. Parents that do not invest the government's gift within a year will have it invested for them by the Inland Revenue.

This ‘free money' for children idea seems on the face of it to be a great idea for parents. A recent survey by the Halifax has shown that, of those parents who have already opened a CTF account, six out of 10 planned to make further contributions, and wanted their children to use the cash from a matured CTF to pay towards a university course. The survey also showed that 28% of parents hoped the cash could be used to buy a car, while 19% hoped the money could be put towards a deposit for a flat or house.

Although some families have taken to the idea by quickly investing the funds to maximise the cash return for their child when they reach 18, with figures from HM Revenue and Customs recently showing that nearly half a million CTFs had been opened, others have been more reticent, with approximately 1.2 million CTF vouchers sent out to parents still not invested.

A study by Abbey found that of those who had so far not invested their CTF voucher, nearly two-thirds stated that they, "just hadn't got round to it yet", while about one-quarter had not invested the money because they did not know which supplier to choose.

Another problem that has been recently highlighted is the lack of provision that has been made for Islamic children, as none of the existing CTF accounts complied with Sharia law. Under Sharia law, it is forbidden to give or receive interest or to invest in unethical firms. This meant that, in order to use the voucher, parents of the 120,000 eligible Muslim babies could only choose non-Sharia compliant accounts. Thankfully, in a move welcomed by the government, the first Sharia compliant CTF has just been launched by Children's Mutual, allowing a growing community of people who were previously reluctant to invest their CTF, the opportunity to benefit from CTFs.

The take-up of the CTF has proved to be extremely disappointing for the Government, with those who have not so far invested their voucher being at risk missing out on valuable growth to their fund.

Ray Milne, managing director of Halifax Financial Services, said that "Most parents probably still have opening a Child Trust Fund on their 'to do' list, but we're urging them to act now and ensure their children benefit from their investment".

Whilst many view the whole idea of the CTFs as a waste of tax-payers money given the ensuing pensions problem that is looming, others see that any benefit to future university students would be overshadowed by the rising cost of university tuition fees.

"For those who choose to go to university it is a particularly hollow gesture as the government will give them a few hundred pounds in cash and at the same time a mortgage-style bill in tuition fees," stated Phil Willis, the Liberal Democrat education spokesman.

Whatever your opinion of the scheme itself, it seems that even the majority of those whose children will benefit from the fund are either not interested or feel they do not have enough knowledge to choose a provider. While the government can produce expensive adverts to raise pubic awareness and companies can provide information on the accounts that are available, the public's fear and apathy regarding all things related to personal finance may prove a more difficult hurdle to overcome, and this may be a problem that not only affect us, but will also lead to many of our children paying the penalty in later life.
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About Author
Both Tal Potishman & Rich Green are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Tal Potishman has sinced written about articles on various topics from Environment, Home Management and Home Management. Tal Potishman, member of Heating Central, publishes content about , plumbers,. Tal Potishman's top article generates over 14800 views. to your Favourites.

Rich Green has sinced written about articles on various topics from Auto Insurance, Finances and Family Concerns. . Rich Green's top article generates over 550000 views. to your Favourites.
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