We should be thankful that scientists are among the leading advocates of learning something new every day. Case in point: We've always believed that our brain cells die and stop regenerating once we get old.
But scientists, in their quest for learning, have produced recent studies that show new brain cell growth in adults, particularly in the hippocampus area of the brain, where learning and memories are stored. Another study shows that even senior citizens can have the same number of brain cells as they did as teenagers.
The brain does shrink in size over time. After reaching full size at around age 20, it begins to shrink by about 1% every year. The decrease in size is not due to neuron (nerve cell) death, but rather to changes of the dendrites that branch out from the neurons and the synapses (the spaces between adjacent neurons) between them.
When dendrites change and their number decreases, brain function is reduced as we age. Neurons are connected to each other by dendrites, something like entrance ramps that connect surface roads to the interstate. When these entrance ramps are destroyed or are dilapidated, you will not be able to continue your journey.
When nerve impulses are also destroyed or are in poor condition, they similarly have a hard time continuing on their path and reach a 'dead end'. The good news is that we don't have to suffer from brain cell deterioration as we get older.
Disuse is often the cause of brain function and dendrites deterioration. Another old saying referring to this is, use it or lose it. This is true especially when it comes to our body. If neural pathways become inactive, their strength and function will gradually decrease until they can no longer function properly.
An example would be elderly people's difficulty in sitting on the floor. The reason for this is that they stopped sitting on the floor at some point in their lives. Movements are made when the brain combines the electrical signals of many neurons and makes a muscle movement. If the movements needed to make one sit on the floor is not used, those pathways between neurons become too weak to carry the signal and the brain's memory of how to sit on the floor is forgotten.
We need to stay active mentally and physically to make new brain cells (called neurogenesis). It's interesting to note that stress can also prevent new brain cells from forming. So we need physical exercise to enhance it.
We can stay active mentally by doing mentally challenging things, like crossword puzzles and brain teasers. By staying mentally and physically active, we can make the brain continue generating new brain cells and reduce our changes of suffering from senility.
Warm regards,
Christian Goodman
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Health insurance for retirees or senior citizens can be confusing, especially with so many options and requirements. However, health insurance is crucial for retirees. As you grow older, your health obviously becomes more of an issue; you may visit the doctor more, need to fill more prescriptions, or even receive in-home care. Before you retire, prepare for health insurance to ensure that you receive the best benefits.
The first step in planning your health insurance coverage in your retirement is to see if your employer offers insurance coverage after you retire. If the company does, you should certainly consider it. Look at the plan, the deductible, and the coverage. Many near-retirees believe that Medicare will cover their medical payments, but this is not always the case. With this sort of coverage, you will most likely receive better health care but at a more expensive cost. As a retiree, you will certainly have a health insurance budget to maintain, and you will have to decide if the cost of your employer's insurance is too expensive.
If your employer does not offer coverage, Medicare will be an important and integral part of your health insurance if you are 65 years of age or older. Medicare works like traditional health insurance plans in that you have been contributing a small portion of every paycheck you earn into this plan. Once Medicare begins, you will make co-payments for office visits or treatment. Medicare will also cover the expense of certain medical equipment or needs.
However, Medicare did not cover a number of items that are typical of health insurance. The government recently updated Medicare and divided it into three parts: Part A, B, and C. Part A covers hospital care, such as home health care, hospital stays, and hospice care. This part does not require a premium. Part B covers the more routine medical expenses, such as office visits and laboratory tests, while Part C enrolls you into a fee-for-service or managed care plan that reduces your out-of-pocket costs. Despite these different options, Medicare restricts your coverage by not covering certain kinds of care or illnesses and diseases. Thus, there is also Medigap coverage, which helps fill in the gaps in health insurance that Medicare leaves. Medigap coverage differs from state to state and has different payments.
Beyond Medicare and Medigap, there are also long-term care insurance plans that you can buy. You often see these plans advertised on the television at very low prices. These plans can help cover the costs of a nursing home or home health care. With so many different options and limitations, if you are retiring soon, you should take a look at your budget and what you can afford as well as what sort of coverage you feel you will need.
Both Christian Goodman & Albert Alexander are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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