I would never suggest that you jeopardise the health of your pet regardless of the cost, but I must stress that this an often overlooked expense that something can be done about. For example, it is vital that your pet is properly vaccinated if they spend a lot of time outdoors getting up to all sorts of animal things.
Pet insurance is also a necessity. When it comes to pet insurance there's more than one way to skin a cat. Unfortunately there is no obvious ?best buy' as the premiums depend on a range of variables such as the location of your residence, type of pet or species and age of the animal. Yet there are some simple rules that you can follow.
Think about how much your pets will cost you, the likely impact of vets' fees and how you would react if they got ill and in the worst case scenario, were forced to pay medical fees or have them put down.
Vets' fees are rising, so be aware of the real potential costs. Fixing a cat's broken leg, for example, can cost ?825. Surgery for a dog that has eaten something dangerous can cost ?1,500.
As well as vet bills, pet insurance covers all sorts of weird and wonderful eventualities; for instance, if your cat is stolen, some providers stump up the cost of advertising and a reward, or even cover the cost of your holiday if you can't go because your pet's not well.
What is not obvious however is that the veterinary prices can vary considerably from one vet to another? This is more than likely more than one vet, possibly even half a dozen within the vicinity that you live and so it makes sense to check out each of them for an idea of value for money.
While vaccination is a good start, unfortunate things can happen to your beloved pooch, kitten or even gold fish and as such, pet insurance is another no-luxury that you should shop around for.
With vet bills raising at a steady rate, this is something that is reflected in the range of pet insurance policies available. Additionally, many pet illnesses can now be treated, but treatment is often expensive.
Owning is a pet is becoming increasingly expensive. So unless you are prepared to pay for any treatments yourself, taking out pet insurance may be a sensible option, but do shop around for the most affordable vet before you need them.
Health Costs Per Capita
A recent study found that in total, smoking costs the United States approximately $150 billion each year including lost productivity and health costs. Other studies estimate the real cost of cigarettes to be about $40 a pack, once all the related medical expenses are factored in. With such phenomenal figures, it is not surprising that an increasing amount of research is being devoted to the cost of smoking from a number of angles and including a number of industries.
The costs of smoking go beyond the direct treatment of smoking-related health concerns. Studies on worker absenteeism and productivity show a significantly higher cost to employers for smokers than non-smoking employees. Over the years, second hand smoke has also contributed significantly to the overall expense. Although research and education has improved drastically in recent decades, thousands of young people still start smoking every day, and the high economic, medical and social costs of smoking continue.
There are numerous resources available online that describe in detail the many economic and health related costs of smoking. Several very valuable and informative websites include:
CDC - Centers for Disease Control and Prevention (www.cdc.gov) -Tobacco Information and Prevention Source (TIPS) - reports, educational materials, cessation resources and more-Press Releases-SAMMEC software (Smoking Attributable Mortality, Morbidity, and Economic Costs) - an online tool that allows individuals to calculate smoking-related costs
Another up to date source of research and information is professional Journal articles, searchable on such online databases as PubMed (www.pubmed.gov), A service of the National Library of Medicine and the National Institute of Health. National and regional studies on smoking and related issues can be found, compared and compiled for a comprehensive overview of statistical findings and recent developments.
Other organizations, such as the American Lung Association focus largely on the cost to human life (www.lungusa.org), and how to reduce and overcome the contributing factors such as nicotine addiction. From any angle, it is obvious that the cost to society of smoking-related illnesses and other effects is significant. For more information about the costs, contributing factors, and what you can do about it, browse some of the online resources available. Past action has resulted in the vast increase of no-smoking offices, buildings and other public spaces, leading to a significant decrease in conditions resulting from second-hand smoke. We can all help play a part in the continued efforts towards improved understanding of smoking's costs, and hopefully reducing them.
Smoking is not just a personal habit, but a contributing factor to large scale social problems. It is going to take widespread concern and concerted efforts to make substantial changes. Thankfully, with the numerous smoking cessation methods and products available today, there is more help for those who wish to quit smoking than ever before.
Both Katie Brown & Mike Durand are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Katie Brown has sinced written about articles on various topics from Mortgage Insurance, Auto Insurance and Finances. Make sure that your dog or cat is well looked after. Visit ASDA Finance for great . Katie Brown's top article generates over 27100 views. to your Favourites.
Mike Durand has sinced written about articles on various topics from Quit Smoking, Public Speaking and Health. Striving to Create a Happier Healthier Life by helping people make the decision to stop smokingCopyright 2006 T&M Sales Inc. All Rights Reserved. Mike Durand's top article generates over 22200 views. to your Favourites.
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