The word insurance is one of those words that just makes you cringe. Next to putting gas in your car it seems like the biggest expense you have and there is just so much that you need. You need to keep insurance on your car (it would have been really nice if somebody would have told how big a financial drain that was going to be), if you own a home you pay homeowners insurance, if you rent an apartment you have renters insurance, you struggle with the ever soaring cost of health care insurance, and if you are a really responsible family member you have life insurance. And now you find you are hearing that you should consider purchasing a health insurance plan for your pet dog.
You love your dog, he's more then a pet, he's a valued member of your family and probably your best friend. But health insurance? You can barely afford to put food on your table how are you supposed to be able to afford to insure your pet. Besides he's just a mutt, dog health care insurance is for fancy purebred show dogs, not your rescue pet.
The shoestring you're probably living on is the very reason you might want to consider putting pet health insurance on your pet. The average dog owner takes their pet dog to the veterinarian approximately 2.3 times a year and it will cost you approximately two hundred and eleven dollars per year. My guess is that each time you pay the vet bill your budget is screaming for mercy.
What happens if your dog contracts a disease, or gets hurt? It doesn't take much to rack up some pretty serious vet bills. What if you have to leave town and can't take your dog with you? Can you really afford to leave your dog at a boarding kennel? You already know how much you have to pay for your prescriptions, do you really think that a dog prescription is going to be any cheaper. Your dog is your best friend and a treasured member of your family could you really live with yourself if you had to put him to sleep just because you couldn't afford his vet bill.
It is possible to get health care insurance for your dog for approximately ten dollars a month. While it might not cover all of your dogs vet care needs it could help. If you shop around and read each plan carefully you should even be able to find a pet healthcare plan that will help pay for your routine vet visits. Some pet insurance plans will even cover some boarding expenses. Some questions you should ask the pet health insurance company you are considering buying a pet health care policy from is whether or not your vet accepts that particular type of insurance, if there is a cap on treatments, how much is your deductible, and how will they handle any pre-existing conditions your dog might have.
Health Insurance For Dogs
Cats are a very individual minded animal. In other words, cats do for cats and are not mentally hardwired to follow a leader in the same manner that a dog will. That is why a cat will probably want to forgo the need to acquire proper cat insurance. Now, while cats are notoriously single-minded, human beings should know better. Human owners who love their cats should go the extra length and acquire the proper pet health insurance for cat so as to provide a financial blanket to cover a major procedure in case a pet cat requires such help.
Some may not see the need for cat insurance if the cat is an indoors cat. After all, all the major problems that a pet cat could face derive from an unfortunate incident that might occur outside the safety of the cat's (well, your) home. Unfortunately, common things such as aging can result in medical and dental problems that can prove virtually catastrophic. And remember, such events can occur without any trauma presented to the animal or in conjunction with any out or normal circumstance.
It is not uncommon for a cat to develop bad breath. Sometimes, the halitosis will be so severe that the cat's owner decides to take the pet to the vet to have a little dental cleaning performed. It shouldn't be that big of a problem, should it? After all, a little dental cleaning certainly won't cost that much. Well, if all that is required is a little dental cleaning, then there will not be much of a cost.
But what happens if the cat has developed a severe cavity that needs to be pulled? What it there are two or three cavities? What if there is the presence of gum disease that may lead to a life threatening infection? What if a blood test is required in order to gauge the severity of the potential infection? All of a sudden, a $50 visit to the vet has expanded into a major procedure that can cost upwards of $500. Pet health insurance for cat is the answer.
If that cautionary tale did not provide proper impetus for motivation to purchasing proper cat insurance, nothing will. Well, actually, there can be a whole host of cautionary tales provided that would hopefully motivate people into purchasing cat insurance. The common thread behind of these cautionary tales is the moral of the story: accidents and problems can occur at any time.
Therefore, it is always wise to have the precaution of a proper cat insurance policy in place so as to financially cover any catastrophe that might occur. Pet health insurance for cat can be acquired from a quality insurance issuer and is usually quite affordable. Furthermore, the coverage can be quite extensive and all encompassing.
Both Jasmine Stone & Craig Thornburrow are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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